At a Glance
- Tasks: Support credit risk analysis and modelling to enhance home ownership accessibility.
- Company: A purpose-driven organisation with a rich history in helping members achieve their dreams.
- Benefits: Hybrid working, annual bonus, matched pension contributions, and generous holiday allowance.
- Other info: Join a diverse team committed to inclusivity and community impact.
- Why this job: Make a real difference in people's lives by shaping financial futures.
- Qualifications: Experience in credit risk analysis and strong analytical skills using tools like SQL or Python.
The predicted salary is between 55000 - 65000 £ per year.
We've been helping our members save for their future and buy their own home since 1875. Join us and you'll play a big role in helping us to put home ownership within reach of more people, generation after generation.
You will support the delivery of a robust and forward‑looking Credit Risk framework through high‑quality analysis, insight and modelling support, with a particular focus on stress testing, forecasting and ICAAP. The role is responsible for contributing to the assessment of portfolio resilience under a range of economic scenarios, ensuring that outputs are well understood, appropriately challenged, and effectively communicated to support risk appetite, strategy and regulatory obligations.
What will you bring to the role?
- Strong understanding of financial planning and forecasting disciplines.
- Detailed understanding of IFRS9 and experience of delivering stress testing, forecasting or ICAAP exercises.
- Demonstrable experience in credit risk (portfolio or modelling).
- Experience within Credit Risk in financial services, ideally mortgages or retail lending.
- Strong analytical capability with experience using tools such as SQL, SAS, Python or equivalent.
- Good understanding of credit risk drivers, including affordability, LTV and macroeconomic linkages.
- Knowledge of risk appetite frameworks and credit strategy design.
- Understanding of regulatory frameworks relating to capital and credit risk (e.g. ICAAP, PRA expectations).
And in return, you'll get the best from us:
- Hybrid working – 2 days per week in the office
- Annual bonus of up to 12%
- Matched pension contributions up to 10%
- 26 days holiday, plus bank holidays and holiday purchase scheme
- Colleague Mortgage and Saver products
- 2 days' volunteering per year
Our business is centred around our people. Our colleagues are at the heart of everything we do, as shown by our Inclusive Employers Gold accreditation in 2023 and 2025. We're committed to equal opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability or gender identity. You're joining a truly purpose-focused culture that embeds our purpose with our colleagues and has been recognised with the Leading with Purpose award at the 2023 Business Culture Awards.
If you require reasonable adjustments, please contact us on careers@leedsbuildingsociety.co.uk.
Senior Credit Risk Analyst in Leeds employer: Leeds Building Society
At Leeds Building Society, we pride ourselves on being an exceptional employer, offering a supportive and inclusive work environment that prioritises the well-being and growth of our colleagues. With hybrid working options, generous annual leave, and a commitment to professional development, we empower our employees to thrive while making a meaningful impact in helping people achieve home ownership. Join us in a purpose-driven culture that values diversity and community engagement, ensuring you feel valued and inspired every day.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Analyst in Leeds
✨Tap into Campus Networks
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Leeds Building Society. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Credit Risk Analyst in Leeds
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Leeds Building Society.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Leeds Building Society's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Leeds Building Society
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Leeds Building Society.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Leeds Building Society will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Leeds Building Society employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
