Underwriter – Asset Finance – Cheshire
Underwriter – Asset Finance – Cheshire

Underwriter – Asset Finance – Cheshire

Full-Time 65000 - 65000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Make smart credit decisions and assess financial info for asset finance applications.
  • Company: Fast-growing innovative lender with a hybrid working model.
  • Benefits: Competitive salary of £65k plus great benefits and flexible work options.
  • Other info: Opportunity to coach colleagues and build strong relationships across teams.
  • Why this job: Join a dynamic team and make impactful decisions in the finance sector.
  • Qualifications: Experience in underwriting hard assets; soft asset experience is a bonus.

The predicted salary is between 65000 - 65000 £ per year.

Our client, a fast-growing innovative lender, is seeking an asset finance underwriter. Experience in underwriting hard assets is essential, and soft asset experience would be a bonus.

The role is hybrid working – 3 days in the office and 2 days at home.

You will be:

  • A strong decision maker able to deliver credit decisions to delegated authority limits of approximately £150/200k.
  • Have good commercial awareness and knowledge of the external market to adapt risk appetite accordingly.
  • Able to assess financial information and make assessments of the ability to repay credit applications.
  • Experienced in credit analysis and able to give recommendations to higher mandate holders.
  • Interested in the coaching of less experienced colleagues in the Risk Team.
  • A team player who can develop and maintain excellent relationships with colleagues outside of the Risk Team.
  • Pro-active in contact with introducers to deliver commercial solutions for the customer which fit within our business’s lending appetite.

Contact Vicky for more information at 01279713900.

Underwriter – Asset Finance – Cheshire employer: Leasing Life

Our client is an excellent employer, offering a dynamic and supportive work environment in Cheshire that fosters professional growth and collaboration. With a hybrid working model, employees enjoy the flexibility of balancing office and home life while benefiting from competitive salaries and comprehensive benefits. The company prioritises employee development, encouraging team members to mentor one another and build strong relationships across departments, making it an ideal place for those seeking meaningful and rewarding careers in asset finance.
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Contact Detail:

Leasing Life Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter – Asset Finance – Cheshire

Tip Number 1

Network like a pro! Reach out to people in the asset finance industry on LinkedIn or at local events. You never know who might have the inside scoop on job openings or can put in a good word for you.

Tip Number 2

Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss how you've made tough decisions in the past and how you assess financial information. Show them you're the decision-maker they need!

Tip Number 3

Don’t just apply anywhere; focus on companies that align with your values and career goals. Check out our website for roles that fit your skills, especially in underwriting and asset finance.

Tip Number 4

Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds as they make their decision.

We think you need these skills to ace Underwriter – Asset Finance – Cheshire

Underwriting Hard Assets
Underwriting Soft Assets
Credit Decision Making
Commercial Awareness
Risk Appetite Assessment
Financial Information Assessment
Credit Analysis
Recommendation Skills
Coaching and Mentoring
Team Collaboration
Relationship Management
Proactive Communication
Problem-Solving

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in underwriting hard assets, as this is essential for the role. Use keywords from the job description to show that you understand what we're looking for.

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share specific examples of your decision-making skills and how you've successfully assessed financial information in the past. We want to see your personality too!

Show Your Team Spirit: Since we value teamwork, mention any experiences where you've collaborated with colleagues or coached less experienced team members. This will show us that you're a great fit for our culture.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from us!

How to prepare for a job interview at Leasing Life

Know Your Numbers

As an underwriter, you'll need to demonstrate your ability to assess financial information. Brush up on key financial metrics and be ready to discuss how you evaluate a client's ability to repay credit applications. This shows you're not just familiar with the numbers but can also make informed decisions.

Showcase Your Decision-Making Skills

Prepare examples of past situations where you've made strong credit decisions within your authority limits. Highlight your thought process and how you adapted to different risk appetites. This will illustrate your capability as a decision-maker in the role.

Build Rapport with the Team

Since the role involves working closely with colleagues and coaching less experienced team members, think about how you can demonstrate your teamwork skills. Share experiences where you've successfully collaborated or mentored others, showing that you're a team player who values relationships.

Stay Updated on Market Trends

Having good commercial awareness is crucial. Research current trends in asset finance and be prepared to discuss how these might impact lending decisions. This will show that you're proactive and understand the external market, which is essential for adapting risk appetite.

Underwriter – Asset Finance – Cheshire
Leasing Life

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