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- Tasks: Underwrite high-value transactions and analyse complex financial information.
- Company: Fast-growing provider of loans and asset finance for SMEs.
- Benefits: Excellent salary, benefits, and opportunities for career growth.
- Other info: Dynamic work environment with a focus on collaboration and innovation.
- Why this job: Join a successful team and make impactful decisions in asset finance.
- Qualifications: Experience in lending, credit operations, and strong analytical skills.
The predicted salary is between 50000 - 65000 £ per year.
Our client is a fast-growing provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third-party funders. Broker-introduced business is funded on their own book. The typical transaction size is around £50k.
The business has established good funding lines and aims to grow its own book by writing additional ‘hard’ asset finance in the transaction range of £50k-1m. Pricing is offered at competitive rates to attract good quality new business.
Due to our client’s continued success, they are looking to recruit an additional Senior Underwriter.
Your responsibilities:
- Underwriting higher value transactions and exposures within the Credit function
- Assessing, analysing and interpreting complicated financial information and undertaking affordability analysis based on various financial and non-financial information
- Preparing credit papers for submissions to the Chief Credit Officer and Credit Committee (primarily Asset Finance SME loans, but also in conjunction with ABL/IF requirements)
- Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have
- Assist the Credit team in achieving SLAs
- Identify and implement credit policy improvements and developments
- Manage manual underwriting projects, ensuring integration with other business teams
Requirements:
- Solid experience in lending and credit operations in the SME market
- Experience of working on deal mandate size in excess of £250k+
- Understanding of asset finance, SME loans and ABL / IF markets
- Good knowledge of key risk classes
- Ability to forge mutually beneficial relationships with business unit managers
- Excellent communication skills in all forms
- Problem-solving aptitude
- Excellent organisational and time management skills
- Ability to work under pressure
- Self-motivated
Contact Julie for more information: 01279713900
Senior Underwriter ‒ Asset and Invoice Finance employer: Leasing Life
Contact Detail:
Leasing Life Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter ‒ Asset and Invoice Finance
✨Tip Number 1
Network like a pro! Reach out to industry contacts on LinkedIn or attend local finance events. We all know that sometimes it’s not just what you know, but who you know that can help you land that Senior Underwriter role.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge. We recommend going through recent case studies or financial news related to asset finance. This will show your potential employer that you’re not just a candidate, but a passionate expert ready to tackle challenges.
✨Tip Number 3
Don’t shy away from showcasing your problem-solving skills. During interviews, share specific examples of how you’ve navigated complex financial situations in the past. We want to see how you think on your feet and handle pressure!
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect with us directly. Let’s make it happen!
We think you need these skills to ace Senior Underwriter ‒ Asset and Invoice Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter role. Highlight your experience in lending and credit operations, especially in the SME market. We want to see how your skills align with the responsibilities mentioned in the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that demonstrate your problem-solving aptitude and ability to manage higher value transactions.
Showcase Your Communication Skills: Since excellent communication skills are key for this position, make sure your application reflects that. Use clear and concise language, and don’t hesitate to show your personality. We love a bit of flair!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Leasing Life
✨Know Your Numbers
As a Senior Underwriter, you'll be dealing with complex financial information. Brush up on your financial analysis skills and be ready to discuss how you assess affordability and interpret financial data. Prepare examples from your past experience where you've successfully navigated complicated transactions.
✨Understand the Market
Familiarise yourself with the asset finance and SME loan markets. Research current trends, competitive pricing, and key risk classes. This knowledge will not only impress your interviewers but also help you articulate how you can contribute to their growth in these areas.
✨Showcase Your Problem-Solving Skills
Be prepared to discuss specific challenges you've faced in underwriting and how you resolved them. Highlight your ability to see potential in deals that others might overlook. This will demonstrate your critical thinking and adaptability, which are crucial for this role.
✨Build Rapport
Since forging relationships is key in this role, practice your communication skills. Be open and approachable during the interview. Engage with your interviewers by asking insightful questions about their team dynamics and how they collaborate with other business units.