Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Underwrite high-value transactions and analyse complex financial information.
- Company: Fast-growing provider of loans and asset finance for SMEs.
- Benefits: Excellent salary, benefits, and opportunities for career growth.
- Other info: Dynamic work environment with a focus on collaboration and innovation.
- Why this job: Join a successful team and make impactful decisions in asset finance.
- Qualifications: Experience in lending, credit operations, and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
Our client is a fast-growing provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third-party funders. Broker-introduced business is funded on their own book. The typical transaction size is around £50k.
The business has established good funding lines and aims to grow its own book by writing additional ‘hard’ asset finance in the transaction range of £50k-1m. Pricing is offered at competitive rates to attract good quality new business.
Due to our client’s continued success, they are looking to recruit an additional Senior Underwriter.
Your responsibilities:
- Underwriting higher value transactions and exposures within the Credit function
- Assessing, analysing and interpreting complicated financial information and undertaking affordability analysis based on various financial and non-financial information
- Preparing credit papers for submissions to the Chief Credit Officer and Credit Committee (primarily Asset Finance SME loans, but also in conjunction with ABL/IF requirements)
- Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have
- Assist the Credit team in achieving SLAs
- Identify and implement credit policy improvements and developments
- Manage manual underwriting projects, ensuring integration with other business teams
Requirements:
- Solid experience in lending and credit operations in the SME market
- Experience of working on deal mandate size in excess of £250k+
- Understanding of asset finance, SME loans and ABL / IF markets
- Good knowledge of key risk classes
- Ability to forge mutually beneficial relationships with business unit managers
- Excellent communication skills in all forms
- Problem-solving aptitude
- Excellent organisational and time management skills
- Ability to work under pressure
- Self-motivated
Contact Julie for more information: 01279713900
Senior Underwriter ‒ Asset and Invoice Finance in England employer: Leasing Life
Contact Detail:
Leasing Life Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter ‒ Asset and Invoice Finance in England
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance sector, especially those involved in asset and invoice finance. A friendly chat can lead to insider info about job openings that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of SME lending and credit operations. We recommend practising common interview questions and scenarios related to underwriting, so you can showcase your expertise confidently.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team and contributing to our growth.
We think you need these skills to ace Senior Underwriter ‒ Asset and Invoice Finance in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter role. Highlight your experience in lending and credit operations, especially in the SME market. We want to see how your skills align with the responsibilities mentioned in the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that demonstrate your problem-solving aptitude and ability to manage higher value transactions.
Showcase Your Communication Skills: Since excellent communication skills are key for this position, make sure your application reflects that. Use clear and concise language, and don’t hesitate to show your personality. We love a bit of flair!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Leasing Life
✨Know Your Numbers
As a Senior Underwriter, you'll be dealing with complex financial information. Brush up on your financial analysis skills and be ready to discuss how you assess affordability and interpret financial data. Prepare examples from your past experience where you've successfully navigated complicated transactions.
✨Showcase Your Problem-Solving Skills
Expect questions that test your problem-solving aptitude. Think of specific instances where you faced challenges in underwriting or credit operations and how you overcame them. This will demonstrate your ability to handle pressure and make sound decisions.
✨Understand the Market
Familiarise yourself with the asset finance and SME loan markets, especially the key risk classes. Be prepared to discuss current trends and how they might impact underwriting decisions. Showing that you’re knowledgeable about the industry will impress your interviewers.
✨Build Rapport
Since forging relationships is crucial in this role, practice your communication skills. Be open and approachable during the interview. Engage with your interviewers, ask insightful questions, and show genuine interest in their company culture and values.