At a Glance
- Tasks: Underwrite high-value transactions and analyse complex financial information.
- Company: Fast-growing provider of loans and asset finance for SMEs.
- Benefits: Excellent salary, benefits, and opportunities for career growth.
- Other info: Dynamic work environment with a focus on collaboration and innovation.
- Why this job: Join a successful team and make impactful decisions in asset finance.
- Qualifications: Experience in lending, credit operations, and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
Our client is a fast-growing provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third-party funders. Broker-introduced business is funded on their own book. The typical transaction size is around £50k.
The business has established good funding lines and aims to grow its own book by writing additional ‘hard’ asset finance in the transaction range of £50k-1m. Pricing is offered at competitive rates to attract good quality new business.
Due to our client’s continued success, they are looking to recruit an additional Senior Underwriter.
Your responsibilities:
- Underwriting higher value transactions and exposures within the Credit function
- Assessing, analysing and interpreting complicated financial information and undertaking affordability analysis based on various financial and non-financial information
- Preparing credit papers for submissions to the Chief Credit Officer and Credit Committee (primarily Asset Finance SME loans, but also in conjunction with ABL/IF requirements)
- Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have
- Assist the Credit team in achieving SLAs
- Identify and implement credit policy improvements and developments
- Manage manual underwriting projects, ensuring integration with other business teams
Requirements:
- Solid experience in lending and credit operations in the SME market
- Experience of working on deal mandate size in excess of £250k+
- Understanding of asset finance, SME loans and ABL / IF markets
- Good knowledge of key risk classes
- Ability to forge mutually beneficial relationships with business unit managers
- Excellent communication skills in all forms
- Problem-solving aptitude
- Excellent organisational and time management skills
- Ability to work under pressure
- Self-motivated
Contact Julie for more information: 01279713900
Senior Underwriter ‒ Asset and Invoice Finance in England employer: Leasing Life
As a leading lender in the hard asset sector, we pride ourselves on fostering a dynamic work culture that values integrity, collaboration, and professional growth. Our Essex location offers competitive salaries, comprehensive benefits, and opportunities for career advancement, ensuring that our Credit Analysts/Underwriters are well-equipped to make impactful credit decisions while enjoying a supportive team environment. Join us to be part of a company that prioritises employee development and compliance excellence, making it an ideal place for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Underwriter ‒ Asset and Invoice Finance in England
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Leasing Life. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Underwriter ‒ Asset and Invoice Finance in England
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Leasing Life.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Leasing Life's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Leasing Life
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Leasing Life.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Leasing Life will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Leasing Life employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
