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- Tasks: Analyse credit data and assess risk for lending decisions.
- Company: Dynamic SME loan provider with a focus on career growth.
- Benefits: Salary up to £35k, 28 days holiday, healthcare, and life assurance.
- Other info: Great opportunities for career development in a supportive team.
- Why this job: Kickstart your career in credit risk with real impact on business decisions.
- Qualifications: Organised, proactive, and able to analyse financial information.
The predicted salary is between 30000 - 35000 £ per year.
We are looking to recruit a Junior Underwriter who is focused on building a career in Credit Risk. Our client is a provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third-party funders. Broker-introduced business is funded on their own book. The typical transaction size is c. £50k.
Your role and key responsibilities:
- Working within a team of credit underwriters
- Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Assessing, analysing and interpreting other credit-related information
- Undertaking affordability analysis based on various financial and non-financial information
- Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have done so
- Ensuring strong lines of communication with all areas of the business are maintained
Your skills and knowledge:
- Underwriting experience is preferred but not essential
- The ideal candidate will be organised, meticulous, prepared to take ownership of tasks, able to manage their own time, proactive and able to follow tasks through to completion
- The ability to work under pressure and to tight time frames is paramount
- Good time management
- Ability to make decisions on a rate-for-risk basis
- Numerate with the ability to analyse financial statements and other credit-related information
In addition to an excellent basic salary, our client offers excellent career development, 28 days holiday (this includes three days at Christmas when the office closes) plus bank holidays. Holiday amounts increase with the length of service. Healthcare, cash plan and travel insurance, life assurance.
Contact Julie for more information: 01279713900
Junior Credit Underwriter in England employer: Leasing Life
Contact Detail:
Leasing Life Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Junior Credit Underwriter in England
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can refer you directly.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit underwriting. Think about how you would analyse financial statements or assess risk, and be ready to share your thought process.
✨Tip Number 3
Show your enthusiasm for the role! When you get the chance to chat with potential employers, let them know why you're excited about building a career in credit risk and how you can contribute to their team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for passionate candidates like you to join our team.
We think you need these skills to ace Junior Credit Underwriter in England
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Junior Credit Underwriter role. Highlight any relevant experience, skills, and achievements that align with the job description. We want to see how you fit into our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your skills make you a great fit for us. Keep it concise but engaging – we love a good story!
Showcase Your Analytical Skills: Since the role involves analysing credit data and financial statements, be sure to mention any experience or coursework that demonstrates your analytical abilities. We’re looking for someone who can dive deep into numbers!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get you in front of the right people quickly!
How to prepare for a job interview at Leasing Life
✨Know Your Numbers
As a Junior Credit Underwriter, you'll be dealing with financial statements and credit data. Brush up on your numeracy skills and be prepared to discuss how you would analyse these documents. Practising with real examples can help you articulate your thought process during the interview.
✨Showcase Your Organisational Skills
The role requires strong time management and the ability to handle multiple tasks. Be ready to share specific examples of how you've managed your time effectively in previous roles or projects. This will demonstrate your proactive approach and ownership of tasks.
✨Communicate Clearly
Strong communication is key in this role. Prepare to discuss how you would maintain lines of communication with different areas of the business. Think of examples where you've successfully collaborated with others to achieve a common goal.
✨Be Open to Feedback
The job involves making decisions that can be appealed. Show that you're open-minded and willing to reconsider your decisions if new information arises. You might want to prepare a scenario where you changed your mind based on feedback, highlighting your adaptability.