Financial Analyst Lead

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet. We’re a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love. We’re giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices. We’ve raised over $90 million from some of the world's most respected institutional investors, and we’re rolling out our game-changing services globally from our offices in Nigeria, South Africa, and the UK.

We are seeking a highly motivated and detail-oriented Financial Analyst Lead to play a key role in our finance team. Reporting to the Group CFO, the analyst will be responsible for developing and maintaining financial models, managing the budgeting and forecasting processes, and providing financial insights to support strategic decision-making. The ideal candidate will possess strong analytical and communication skills, the ability to collaborate effectively across departments, and the capacity to present financial information to various stakeholders, including investors.

Responsibilities

• Develop and maintain integrated financial models (income statement, balance sheet, and cash flow) to support forecasting, scenario planning, and valuation analyses.
• Lead the quarterly budgeting and forecasting/reforecasting process, working closely with departments to gather inputs and ensure alignment with company goals.
• Prepare and analyze monthly and quarterly financial reports, including variance analysis, to identify trends, risks, and opportunities.
• Provide insightful financial analysis and recommendations to support strategic initiatives, such as new product development, capital expenditures, and business expansion.
• Conduct scenario analysis and profitability reports to assess the potential impact of different business decisions.
• Prepare materials for and potentially present financial results to management and investors, board members including presentations and board papers.
• Support the development and tracking of key performance indicators (KPIs) to monitor business performance.
• Respond to ad-hoc requests for financial analysis and reporting from various stakeholders across the organization.
• Contribute to improvements in budgeting and forecasting methodologies and processes.
• Share the experience and mentor the Junior Corporate Financial Analyst.

Qualifications

• A bachelor's degree in Finance, Accounting, or a related field from a recognized institution.
• Proven 5-7 year experience as a Financial Analyst or FP&A professional, with a strong understanding of financial principles and practices.
• Demonstrated expertise in building and maintaining complex financial models in Excel or Google Sheets.
• Excellent analytical and problem-solving skills, with the ability to interpret data and communicate insights effectively.
• Strong verbal, written, and presentation skills, with the ability to present financial information to both financial and non-financial audiences.
• Ability to work independently, manage multiple priorities, and meet tight deadlines in a fast-paced environment.
• Strong organizational skills and attention to detail.
• Proficiency in Microsoft Office Suite (Excel, PowerPoint, Word) and/or Google Workspace.
• Keen to travel to Nigeria and other relevant countries.

Preferred Qualifications

• Previous experience in digital banking/neobanks.
• Experience with financial planning software or BI tools (e.g., Power BI, Looker).
• Professional certification (e.g., CFA, CPA, ACCA, CIMA) or working towards it.
• Experience with NetSuite and its add-on integrations.
• Netsuite integration experience is an asset.
• Prior experience/interest in Emerging Markets, preferably Africa.

Why join Kuda?

At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• A great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Vitality
• YuLife - rewards for reaching health and fitness goals
• Goalr - employee wellness app
• Award winning L&D training
• We are advocates of work-life balance, working in a hybrid in office schedule

Kuda is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent. We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.