Financial Crime Investigator in London

Kroo has a big vision. To be the first bank that is both trusted and loved by its customers. We are helping people take control of their financial future and achieve their goals, whilst making a positive impact on the planet. Here at Kroo, doing what is right is in our DNA. We act with integrity, transparency and honesty. We think big, dream big, and relentlessly pursue our goals. We like to be bold, break new ground, and we never stop learning. But most importantly, we are on this journey together.

We are searching for a resourceful and enthusiastic Senior Financial Crime Investigator, who will support the day-to-day operations of the First Line Financial Crime Operations function. A Financial Crime Investigator plays a crucial role in enhancing our efforts to prevent financial crime. The primary objective is to identify, investigate and reduce exposure to financial crime risks such as money laundering, terrorist financing and fraud along with other typologies. This position requires a strong focus on detail, exceptional analytical abilities with a comprehensive knowledge of financial crime regulatory compliance.

Key responsibilities include:

• AML/CTF and Fraud Management: Manage and execute Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and fraud investigations from initiation to conclusion. This includes the preparation and submission of Suspicious Activity Reports (SARs) to relevant authorities.
• Alert Investigation: Independently conduct high-quality investigations to identify and assess suspicious activity. This includes investigating Sanctions, Politically Exposed Persons (PEP), Transaction Monitoring and Adverse Media alerts.
• Ability to apply regulatory awareness with competence: Demonstrate sound judgment and decision-making within the bank's established risk appetite and parameters. Seek guidance for complex scenarios and actively contribute to broader risk discussions.
• Trend Analysis: Proactively analyse data to identify emerging trends in financial crime, utilising findings to enhance detection and prevention strategies.
• Process Improvement: Support the continuous optimisation of financial crime prevention processes, systems, and procedures, ensuring they remain effective and compliant with regulatory standards.
• Customer Service Support: Handle escalations from the Customer Service team, providing expert advice on actions required to mitigate risks and resolve issues.

We can be flexible with the structure of our interview process if someone’s circumstances or timescales require it but our general structure is:

• First Stage: Technical interview with the Hiring Manager - 45 mins
• Final Stage: Interview with the Senior Financial Crime Manager and Senior Investigator - 45 mins

At our cutting-edge fintech company, we know that attracting and retaining the best talent means offering top-notch benefits that help our employees thrive both in and outside of work. Check out what we currently offer:

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday.
• Personal days: We offer 3 personal days to use as needed.
• Employer-sponsored volunteer program: We support our employees in giving back to our community with up to 4 hours per month of employer-sponsored volunteer time.
• Mental health support: We offer access to Spill, our mental health support partner.
• Workplace pension: We offer a workplace pension with a 5% employee contribution and a 3% employer top-up.
• Learning and development: After 1 year of service, you’ll have access to £500 from the Kroo Learning Fund to invest in your career development.
• Top-notch equipment: We provide top-of-the-line equipment necessary for smooth hybrid work, including a MacBook laptop.
• Modern office: You’ll enjoy access to our modern, bustling workspace in Holborn, Central London, which includes a full gym.
• Cycle to Work scheme: We encourage sustainable transportation with our Cycle to Work scheme.
• Electric Car scheme: Our Electric Car scheme makes it easy for our employees to reduce their carbon footprint.
• Enhanced parental leave: We offer an enhanced parental leave policy to support our employees in starting and growing their families.
• Room for growth: We’re dedicated to providing our employees with room to grow and excel.
• You get full healthcare for you and your nuclear family via Vitality.

At Kroo Bank, we operate a hybrid working model that offers individuals and teams a high level of flexibility while supporting productivity. Our London office is designed for collaboration and can be used when it adds the most benefit. Employees are expected to attend the office one to two days per week, so this role is best suited to candidates who can commute to London when required. This position is based on a 37.5 hour working week across five days. Standard working hours are typically 9.00am to 5.30pm; however, there is a rota that includes earlier shifts of 7.00am to 3.30pm. The role also involves occasional weekend working on a rota basis, usually once per month, with weekend shifts running from 8.00am to 4.30pm. A day off in lieu is provided for any weekend worked.

We uphold our commitment to fostering a diverse and inclusive workplace. Every employee is highly regarded, respected, and supported without any form of judgement or prejudice. We consider Diversity, Equality, and Inclusion as fundamental pillars guiding our path in all aspects of our bank.

To ensure a fair and efficient application process, all candidates are kindly requested to submit their applications directly through the advertised platform. We kindly ask that you refrain from reaching out to the company or its employees via email, LinkedIn, or any other communication channels for inquiries or updates. Please note that any attempts to contact us through these channels will not receive a response. Thank you for your understanding and cooperation.

Please note: Kroo values honesty and integrity in all candidates therefore, applications should be accurate and truthful. As part of our hiring process, we conduct employment history and reference checks. Any undisclosed discrepancies, misrepresentations, or false information may result in the withdrawal of your application or job offer.