Financial Controller

We’re on a mission to build the world’s greatest social bank.

We believe that banking needs to change for the better.

When money is used correctly, it can transform our daily lives and positively impact the planet.

We’re looking for a qualified accountant to join our Finance team as a Financial Controller within a growing banking environment.

This role is ideal for a qualified accountant with a background in Financial Services audit and 1‑2 years of post‑qualification experience gained either in audit or within a banking, fintech, or broader financial services environment.

The successful candidate will support month‑end close, financial control activities, management reporting, and implementation of accounting and control processes for new products and material transactions, while also driving process improvements and automation initiatives across Finance.

How you will contribute and key responsibilities

As a Financial Controller, your key responsibility will be to ensure Kroo Bank delivers accurate, complete, and timely financial reporting while maintaining a robust financial control environment that supports the bank’s continued growth.

You will play a critical role in overseeing month end and year end close processes, ensuring the integrity of financial data, and supporting the implementation of effective accounting and control frameworks across the business.

You will be responsible for maintaining strong balance sheet controls, supporting technical accounting assessments, and ensuring new products and material transactions are appropriately accounted for and controlled.

You will work closely with stakeholders across Finance, Treasury, Risk, and Operations to deliver high‑quality financial reporting, improve processes, and support strategic initiatives.

You will also contribute to finance transformation activities by driving automation and enhancing the scalability and efficiency of Finance processes.

Other responsibilities include

• Support and coordinate month‑end and year‑end close processes
• Prepare management reporting and various internal financial reports
• Respond to finance and reporting requests across the bank
• Maintain and enhance the financial control processes
• Set up accounting and financial control processes for new products and initiatives
• Prepare accounting papers and technical accounting memos where required
• Perform balance‑sheet reconciliations, including loans, deposits, derivatives, and other financial instruments
• Reconcile and monitor loan portfolios, provisions, and related balances
• Support impairment assessment and loan loss provisioning processes
• Ensure completeness and accuracy of financial data and reporting
• Assist with external audit, internal audit and regulatory reporting requirements
• Drive automation initiatives to improve reporting, reconciliations, controls, and month‑end efficiency
• Support system reporting enhancements and finance transformation projects
• Work closely with stakeholders across Finance, Risk, Treasury, and Operations

Requirements

• Qualified accountant (ACA/ACCA or equivalent)
• Background in Financial Services Audit at a Big Four or a mid‑tier firm
• 1‑2 years post‑qualification experience preferred
• Strong understanding of banking products, their accounting treatment and financial reporting, including loans, deposits and treasury assets such as covered bonds and RMBS
• Experience with impairment and loan loss provisioning highly desirable
• Strong analytical and problem‑solving skills
• Proactive mindset with an interest in process optimisation and automation
• Excellent attention to detail and ability to work in a fast‑paced environment
• Strong communication and stakeholder management skills
• Advanced Excel skills and use of other tools, including AI beneficial

Benefits

What we offer

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday.
• Personal days: 3 personal days to use as needed.
• Employer‑sponsored volunteer program: support up to 4 hours per month of employer‑sponsored volunteer time.
• Mental health support: access to Spill, our mental health support partner.
• Workplace pension: employer 5% employee contribution and 3% employer top‑up.
• Top‑notch equipment: Mac Book laptop and support for home‑office setup costs if required.
• Modern office: access to our modern, bustling workspace in Farringdon (Central London).
• Cycle to Work scheme.
• Electric Car scheme.
• Enhanced parental leave policy.
• Room for growth.
• Full healthcare for you and your nuclear family via Vitality.
• Hybrid Working

We have a hybrid policy that gives both individuals and teams freedom in using the office space to boost productivity.

Employees may be required to come into the office once a month.

Our London office is a great resource when used effectively.

The role involves working from Monday to Friday, with a mix of remote and office work, so you will not need to be on site all the time.

Diversity and Inclusion

We wholeheartedly uphold our commitment to fostering a diverse and inclusive workplace.

Every employee is highly regarded, respected, and supported without judgement or prejudice.

We consider Diversity, Equality, and Inclusion fundamental pillars guiding our path in all aspects of our bank and ensure reasonable adjustments are available to all candidates throughout the recruitment process.

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