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- Tasks: Assess consumer credit applications and shape underwriting processes using data analysis.
- Company: Progressive fintech company based in Greater London.
- Benefits: 25 days annual leave, mental health support, and hybrid work options.
- Why this job: Make informed lending decisions while balancing customer service and risk management.
- Qualifications: At least 2 years of credit underwriting experience and strong analytical skills.
- Other info: Join a dynamic team with opportunities for professional growth.
The predicted salary is between 36000 - 60000 £ per year.
A progressive fintech company in Greater London is seeking an experienced Credit Underwriter to assess consumer credit applications and shape underwriting processes. You'll analyze open banking data and evaluate credit risk, making informed lending decisions while balancing customer service and risk management.
The ideal candidate has at least 2 years of experience in credit underwriting, excellent analytical skills, and a strong understanding of consumer lending principles.
This hybrid role offers generous benefits including 25 days of annual leave and mental health support.
Data‐Driven Credit Underwriter (Near-Prime) in London employer: Kroo Ltd
Contact Detail:
Kroo Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Data‐Driven Credit Underwriter (Near-Prime) in London
✨Tip Number 1
Network like a pro! Reach out to folks in the fintech space, especially those who work in credit underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills and understanding of consumer lending principles. We recommend practising common interview questions related to credit risk assessment to show you’re the right fit.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values. Check out our website for roles that excite you, and tailor your approach to highlight how your experience matches their needs.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can keep you top of mind and show your enthusiasm for the role. It’s a small gesture that can make a big difference in the hiring process.
We think you need these skills to ace Data‐Driven Credit Underwriter (Near-Prime) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit underwriting and analytical skills. We want to see how your background aligns with the role, so don’t be shy about showcasing relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about fintech and how your skills can help us shape our underwriting processes. Keep it engaging and personal!
Showcase Your Analytical Skills: Since this role involves analysing open banking data, make sure to mention any specific tools or methodologies you’ve used in the past. We love seeing how you approach credit risk assessment!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It helps us keep track of applications and ensures you get the best chance to join our team!
How to prepare for a job interview at Kroo Ltd
✨Know Your Numbers
Brush up on your analytical skills and be ready to discuss specific metrics you've worked with in previous roles. Understanding how to interpret open banking data will be crucial, so prepare examples of how you've used data to make informed lending decisions.
✨Understand the Balance
Be prepared to talk about how you balance customer service with risk management. Think of scenarios where you had to make tough decisions and how you communicated those to customers while maintaining a positive experience.
✨Familiarise Yourself with Consumer Lending Principles
Make sure you have a solid grasp of consumer lending principles. Review the latest trends in the fintech industry and be ready to discuss how they impact credit underwriting processes. This shows you're not just experienced but also engaged with the field.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's underwriting processes and how they leverage technology. This demonstrates your interest in the role and helps you assess if the company aligns with your career goals.
