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- Tasks: Assess consumer credit applications and shape underwriting processes using data analysis.
- Company: Progressive fintech company in Greater London with a focus on innovation.
- Benefits: 25 days annual leave, mental health support, and hybrid work options.
- Why this job: Make impactful lending decisions while balancing customer service and risk management.
- Qualifications: At least 2 years of credit underwriting experience and strong analytical skills.
- Other info: Join a dynamic team with opportunities for professional growth.
The predicted salary is between 36000 - 60000 £ per year.
A progressive fintech company in Greater London is seeking an experienced Credit Underwriter to assess consumer credit applications and shape underwriting processes. You will analyze open banking data and evaluate credit risk, making informed lending decisions while balancing customer service and risk management.
The ideal candidate has at least 2 years of experience in credit underwriting, excellent analytical skills, and a strong understanding of consumer lending principles.
This hybrid role offers generous benefits including 25 days of annual leave and mental health support.
Data‑Driven Credit Underwriter (Near-Prime) employer: Kroo Ltd
Contact Detail:
Kroo Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Data‑Driven Credit Underwriter (Near-Prime)
✨Tip Number 1
Network like a pro! Reach out to your connections in the fintech space, especially those who work in credit underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your analytical skills. Be ready to discuss how you’ve used data to make lending decisions in the past. We want to see your thought process and how you balance risk with customer service.
✨Tip Number 3
Showcase your understanding of open banking data! Familiarise yourself with how it impacts credit risk assessment. This knowledge will set you apart and demonstrate your commitment to staying ahead in the industry.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Data‑Driven Credit Underwriter (Near-Prime)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit underwriting and analytical skills. We want to see how your background aligns with the role, so don’t be shy about showcasing relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about consumer lending and how your skills can help us shape our underwriting processes. Keep it engaging and personal.
Showcase Your Analytical Skills: Since this role involves analysing open banking data, make sure to mention any specific tools or methodologies you’ve used in the past. We love seeing candidates who can demonstrate their analytical prowess!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Kroo Ltd
✨Know Your Numbers
Brush up on your analytical skills and be ready to discuss specific metrics you've worked with in previous roles. Understanding how to interpret open banking data will be crucial, so prepare examples of how you've assessed credit risk using data.
✨Understand the Company’s Values
Research the fintech company’s mission and values. Be prepared to explain how your experience aligns with their goals, especially in balancing customer service with risk management. This shows you’re not just a fit for the role, but also for the company culture.
✨Prepare for Scenario Questions
Expect questions that ask you to evaluate hypothetical credit applications. Practice articulating your thought process clearly, demonstrating how you would analyse risk while considering customer needs. This will showcase your decision-making skills.
✨Ask Insightful Questions
At the end of the interview, have a few thoughtful questions ready about the underwriting processes or the tools they use. This not only shows your interest in the role but also gives you a chance to assess if the company is the right fit for you.
