Financial Crime Analyst - Detection Team (Manchester Hybrid)

What we’re all about at Kroo Kroo has a big vision. To be the first bank that is both trusted and loved by its customers. We help people take control of their financial future and achieve their goals, whilst making a positive impact on the planet. Here at Kroo, doing what is right is in our DNA. We act with integrity, transparency and honesty. We think big, dream big, and relentlessly pursue our goals. We like to be bold, break new ground and never stop learning. Most importantly we are on this journey together.

About The Team We are a multi‑disciplined team of experienced technology, banking, customer experience, marketing and legal professionals who share a passion for the company’s mission and believe in a collaborative approach to creating the greatest social bank. We are building a diverse team of inquisitive people who want to understand customer needs and behaviour so we can develop innovative products that change people’s lives for good.

What you’ll do This is an excellent chance for a Financial Crime Analyst to dive into the world of financial crime detection in the banking industry. As a key member of the Financial Crime Detection Team, you’ll help identify, investigate and mitigate financial crime risks, safeguarding our bank and customers. Here’s what you’ll be doing:

• Support daily detection operations: play a vital role in the day‑to‑day operations of our Financial Crime Detection Team, helping ensure tasks and responsibilities are managed smoothly
• Investigate suspicious activity: examine transaction monitoring alerts to detect and investigate potentially suspicious activities
• Conduct in‑depth reviews: perform detailed checks on periodic and enhanced due diligence alerts to verify compliance and accuracy
• Spot emerging trends: use data analysis to identify new financial crime trends and patterns
• Oversee payment reviews: carry out payment reviews efficiently, balancing risk management with customer experience
• Collaborate with external entities: liaise with other financial institutions and law enforcement to address and prevent financial crime
• Engage across departments: work with various teams within the business to support company‑wide financial crime prevention strategies
• Enhance processes: assist in refining and updating existing processes, systems, and procedures to improve effectiveness

Requirements Minimum 1 year experience in AML transaction monitoring and/or transaction screening. Strong problem‑solving abilities and a proactive approach to learning and tackling challenges in financial crime detection. Readiness to handle escalations and support investigations, with enthusiasm for building skills in these areas. Ability to manage multiple tasks effectively, meet deadlines and maintain high‑quality standards in your work. Analytical mindset with a keen eye for identifying patterns and trends in data, supporting the detection of suspicious activity. Team‑oriented, thriving in a collaborative and dynamic environment. Excellent written and verbal communication skills, essential for clear and effective reporting and collaboration. While not essential, the ideal candidate will hold relevant qualifications such as ICA or ACAMS.

Benefits Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday. Personal days: 3 personal days to use as needed. Employer‑sponsored volunteer program: up to 4 hours per month of employer‑sponsored volunteer time. Mental health support: access to our mental health support partner, Spill. Workplace pension: 5% employee contribution and 3% employer top‑up. Top‑notch equipment: MacBook laptop and support in establishing your home office. Modern office: access to our modern, bustling workspace in Central London. Cycle‑to‑work scheme: encourage sustainable transportation. Electric‑car scheme: promote reducing our carbon footprint. Enhanced parental leave: support for starting and growing families. Room for growth: opportunities to grow and excel. Full healthcare for you and your nuclear family via Vitality.

Office/Remote Working and Working Times This is a hybrid role based in Manchester, with an expectation to attend the office in Manchester city centre once per week. The remainder of your time will be spent working from home. To support our 24/7 customer‑focused bank, you’ll work 5 shifts per week (Monday to Sunday), totalling 37.5 hours. Shifts are scheduled in advance and typically fall between 07:00 and 19:30.

Diversity and Inclusion We wholeheartedly uphold our commitment to fostering a diverse and inclusive workplace. Every employee is respected, supported and free from discrimination. We consider diversity, equality and inclusion as fundamental pillars guiding our bank. Reasonable adjustments are made available to all candidates throughout the recruitment process.