Junior Financial Crime Analyst - Detection Team

Overview

What We\’re All About At Kroo. Kroo has a big vision: to be the first Bank that is both trusted and loved by its customers. We help people take control of their financial future and achieve their goals, while making a positive impact on the planet. We act with integrity, transparency and honesty. We think big, dream big, and relentlessly pursue our goals. We like to be bold, break new ground, and we never stop learning. We are on this journey together.

About The Team We are a multi-disciplined team of experienced technology, banking, customer experience, marketing, and legal professionals who share a passion for the company\’s mission and believe in a collaborative approach to creating the greatest social bank. We are building a diverse team of inquisitive people who want to understand customer needs and behaviour so we can develop innovative products that change people\’s lives for good.

What you\’ll do

This is an excellent chance for a Junior Financial Crime Analyst to dive into the world of financial crime detection in the banking industry. In this role, you\’ll gain invaluable experience with the support of structured training and mentorship. As a key member of the Financial Crime Detection Team, you\’ll help identify, investigate, and mitigate financial crime risks, safeguarding our bank and customers. Here\’s what you\’ll be doing:

• Support Daily Detection Operations: Play a vital role in the day-to-day operations of our Financial Crime Detection Team, helping ensure tasks and responsibilities are managed smoothly
• Investigate Suspicious Activity: Examine transaction monitoring alerts to detect and investigate potentially suspicious activities
• Assist Team Leadership: Work alongside the Detection Team Lead to support team goals and uphold quality standards
• Conduct In-Depth Reviews: Perform detailed checks on periodic and enhanced due diligence alerts to verify compliance and accuracy
• Spot Emerging Trends: Use data analysis to identify new financial crime trends and patterns
• Oversee Payment Reviews: Carry out payment reviews efficiently, balancing risk management with customer experience
• Collaborate with External Entities: Liaise with other financial institutions and law enforcement to address and prevent financial crime
• Engage Across Departments: Work with various teams within the business to support company-wide financial crime prevention strategies
• Enhance Processes: Assist in refining and updating existing processes, systems, and procedures to improve effectiveness

This role is ideal for someone who\’s passionate about financial crime detection and eager to deepen their skills in a dynamic and supportive environment.

Requirements

• Previous experience or exposure to fraud prevention or financial crime operations
• Strong problem-solving abilities and a proactive approach to learning and tackling challenges in financial crime detection
• Readiness to handle escalations and support investigations, with enthusiasm for building skills in these areas
• Ability to manage multiple tasks effectively, meet deadlines, and maintain high-quality standards in your work
• Analytical mindset with a keen eye for identifying patterns and trends in data, supporting the detection of suspicious activity
• Team-oriented, thriving in a collaborative and dynamic environment
• Excellent written and verbal communication skills, essential for clear and effective reporting and collaboration

Benefits

What we offer: At our cutting-edge fintech company, we know that attracting and retaining the best talent means offering top-notch benefits that help our employees thrive both in and outside of work. Check out what we currently offer:

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday
• Personal days: 3 personal days to use as needed
• Employer-sponsored volunteer program: up to 4 hours per month of employer-sponsored volunteer time
• Mental health support: access to Spill, our mental health support partner
• Workplace pension: 5% employee contribution and 3% employer top-up
• Top-notch equipment: MacBook laptop and support for home office setup if required
• Modern office: in Central Manchester
• Cycle to Work scheme
• Electric Car scheme
• Enhanced parental leave
• Room for growth: fast-paced, high-growth start-up environment
• You get full healthcare for you and your nuclear family via Vitality

Office/Remote Working and Working Times

This is a hybrid role based in Manchester, with an expectation to attend the office in Manchester city centre once per week. Onboarding and training will be remote. Shifts: 5 per week (Mon-Sun), total 37.5 hours, typically 07:00–19:30. Shifts scheduled in advance.

Diversity and Inclusion

We uphold a commitment to a diverse and inclusive workplace. Every employee is respected and supported without judgement or prejudice. Diversity, Equality, and Inclusion are fundamental pillars guiding our bank. Reasonable adjustments are available to all candidates throughout the recruitment process.

Recruitment Agencies

Agency resumes are strictly prohibited. Do not submit agency resumes or forward them to Kroo Bank employees. Kroo Bank will not assume responsibility for fees incurred due to unsolicited resumes. Please submit applications directly through the advertised platform. Do not contact via email, LinkedIn, or other channels.

Applications and Integrity

Please note: Kroo values honesty and integrity. Applications should be accurate and truthful. As part of our hiring process, we conduct employment history and reference checks. Undisclosed discrepancies, misrepresentations, or false information may result in withdrawal of your application or job offer.