Credit Underwriter — Open Banking & Fast‑Growth Lending
Credit Underwriter — Open Banking & Fast‑Growth Lending

Credit Underwriter — Open Banking & Fast‑Growth Lending

Full-Time 45000 - 55000 £ / year (est.) No home office possible
Kroo Bank

At a Glance

  • Tasks: Assess consumer credit applications and analyse affordability using open banking data.
  • Company: Progressive digital bank in Greater London with a focus on innovation.
  • Benefits: Hybrid working model, 25 days leave, mental health support, and generous benefits.
  • Other info: Great opportunities for career growth in a supportive environment.
  • Why this job: Join a diverse workplace and make a real impact in fast-growth lending.
  • Qualifications: At least 2 years of credit underwriting experience and strong analytical skills.

The predicted salary is between 45000 - 55000 £ per year.

A progressive digital bank in Greater London seeks a Credit Underwriter to assess consumer credit applications, focusing on affordability and credit risk using open banking data. The role requires at least 2 years of experience in credit underwriting and strong analytical skills.

Employees enjoy a hybrid working model, generous benefits including 25 days leave, mental health support, and opportunities for growth within a diverse workplace.

Credit Underwriter — Open Banking & Fast‑Growth Lending employer: Kroo Bank

Join a progressive digital bank in Greater London, where we prioritise employee well-being and professional growth. With a hybrid working model, generous benefits including 25 days of leave and mental health support, our diverse workplace fosters an environment where your skills as a Credit Underwriter can truly thrive and make a meaningful impact.
Kroo Bank

Contact Detail:

Kroo Bank Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Underwriter — Open Banking & Fast‑Growth Lending

Tip Number 1

Network like a pro! Reach out to people in the industry, especially those working in open banking or lending. A friendly chat can lead to insider info about job openings and even referrals.

Tip Number 2

Prepare for interviews by brushing up on your analytical skills. Be ready to discuss how you assess credit risk and affordability using data. We want to see you shine with real-life examples!

Tip Number 3

Don’t just apply anywhere; focus on companies that align with your values. Check out our website for roles that match your skills and interests. We’re all about finding the right fit!

Tip Number 4

Follow up after interviews! A quick thank-you email can keep you top of mind. It shows your enthusiasm for the role and gives you another chance to highlight your strengths.

We think you need these skills to ace Credit Underwriter — Open Banking & Fast‑Growth Lending

Credit Underwriting
Affordability Assessment
Credit Risk Analysis
Open Banking Data Utilisation
Analytical Skills
Experience in Credit Underwriting
Attention to Detail
Problem-Solving Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in credit underwriting and analytical skills. We want to see how your background aligns with the role, so don’t be shy about showcasing relevant achievements!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about open banking and how you can contribute to our fast-growth lending team. Keep it engaging and personal – we love to see your personality!

Showcase Your Analytical Skills: Since this role focuses on assessing credit risk, make sure to highlight any specific tools or methodologies you’ve used in your previous roles. We’re keen to see how you approach problem-solving and decision-making!

Apply Through Our Website: We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!

How to prepare for a job interview at Kroo Bank

Know Your Numbers

As a Credit Underwriter, you'll need to demonstrate your analytical skills. Brush up on key metrics related to credit risk and affordability. Be ready to discuss how you’ve used data in past roles to make informed decisions.

Familiarise with Open Banking

Since the role focuses on open banking data, make sure you understand how it works and its implications for credit assessment. Research recent trends in open banking and be prepared to share your thoughts on how it can enhance lending practices.

Showcase Your Experience

With at least 2 years of experience required, think of specific examples from your past roles that highlight your expertise in credit underwriting. Use the STAR method (Situation, Task, Action, Result) to structure your responses effectively.

Emphasise Cultural Fit

This progressive digital bank values diversity and growth. Be ready to discuss how your values align with theirs and how you can contribute to a positive workplace culture. Share experiences that showcase your adaptability and teamwork.

Credit Underwriter — Open Banking & Fast‑Growth Lending
Kroo Bank

Land your dream job quicker with Premium

You’re marked as a top applicant with our partner companies
Individual CV and cover letter feedback including tailoring to specific job roles
Be among the first applications for new jobs with our AI application
1:1 support and career advice from our career coaches
Go Premium

Money-back if you don't land a job in 6-months

>