Financial Crime Analyst - Detection Team

Overview

This is an excellent chance for a Junior Financial Crime Analyst to dive into the world of financial crime detection in the banking industry. In this role, you\\\’ll gain invaluable experience with structured training and mentorship. As a key member of the Financial Crime Detection Team, you\\\’ll help identify, investigate, and mitigate financial crime risks, safeguarding our bank and customers.

Responsibilities

• Support Daily Detection Operations: Play a vital role in the day-to-day operations of our Financial Crime Detection Team, helping ensure tasks and responsibilities are managed smoothly.
• Investigate Suspicious Activity: Examine transaction monitoring alerts to detect and investigate potentially suspicious activities.
• Assist Team Leadership: Work alongside the Detection Team Lead to support team goals and uphold quality standards.
• Conduct In-Depth Reviews: Perform detailed checks on periodic and enhanced due diligence alerts to verify compliance and accuracy.
• Spot Emerging Trends: Use data analysis to identify new financial crime trends and patterns.
• Oversee Payment Reviews: Carry out payment reviews efficiently, balancing risk management with customer experience.
• Collaborate with External Entities: Liaise with other financial institutions and law enforcement to address and prevent financial crime.
• Engage Across Departments: Work with various teams within the business to support company-wide financial crime prevention strategies.
• Enhance Processes: Assist in refining and updating existing processes, systems, and procedures to improve effectiveness.
• Readiness for Escalations and Investigations: Handle escalations and support investigations, with enthusiasm for building skills in these areas.
• Multitasking and Quality: Manage multiple tasks effectively, meet deadlines, and maintain high-quality standards.
• Analytical Mindset: Identify patterns and trends in data to support the detection of suspicious activity.
• Team Orientation and Communication: Thrive in a collaborative environment and communicate clearly in writing and verbally.

Qualifications

• Strong problem-solving abilities and a proactive approach to learning and tackling challenges in financial crime detection.
• Ability to read and respond to escalations, with a focus on developing investigative skills.
• Relevant qualifications such as ICA (International Compliance Association) or ACAMS (Association of Certified Anti-Money Laundering Specialists) are preferred but not mandatory.
• Prior experience or exposure to fraud prevention or financial crime operations is advantageous.

About Kroo

Kroo has a big vision. We aim to be the first bank that is both trusted and loved by its customers. We are committed to integrity, transparency, and learning. We work boldly and collaboratively to make a positive impact.

What we offer

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday.
• Personal days: 3 days for use as needed.
• Employer-sponsored volunteer program: Up to 4 hours per month of employer-sponsored volunteer time.
• Mental health support: Access to Spill, our mental health support partner.
• Workplace pension: 5% employee contribution and 3% employer top-up.
• Top-notch equipment and home office setup support, including a MacBook and potential home-office contributions.
• Modern office in Central London (when attending office).
• Cycle to Work scheme and Electric Car scheme.
• Enhanced parental leave.
• Room for growth in a fast-paced, high-growth environment.
• Full healthcare for you and your dependents via Vitality.

Working arrangement

Hybrid role based in London, with an expectation to attend the office in London city centre once per week. Onboarding and training will be remote. Shifts: 5 per week (Mon-Sun), totaling 37.5 hours, typically between 07:00 and 19:30. This role supports a 24/7 customer-focused bank.