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- Tasks: Analyse consumer credit applications and make informed lending decisions.
- Company: Leading fintech company in Greater London with a mission-driven approach.
- Benefits: Engaging hybrid work environment and excellent benefits.
- Why this job: Join us to shape the future of lending with innovative data insights.
- Qualifications: At least 2 years of underwriting experience and strong credit risk knowledge.
The predicted salary is between 36000 - 60000 £ per year.
A leading fintech company in Greater London seeks a Credit Underwriter to analyze consumer credit applications. You will make lending decisions based on open banking data and credit insights while ensuring compliance with regulations.
Ideal candidates have at least 2 years of experience in underwriting and a strong understanding of credit risk.
Join us to contribute to our mission and enjoy an engaging hybrid work environment with excellent benefits.
Data‑Driven Credit Underwriter (Near-Prime) employer: Kroo Bank Ltd
Contact Detail:
Kroo Bank Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Data‑Driven Credit Underwriter (Near-Prime)
✨Tip Number 1
Network like a pro! Reach out to people in the fintech industry, especially those working in credit underwriting. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of open banking data and credit risk. We recommend practising common interview questions and scenarios related to lending decisions to show you’re ready to hit the ground running.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation and reiterate your interest in the role. It keeps you fresh in their minds!
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities waiting for you, and applying directly can sometimes give you a leg up. Plus, it’s super easy to navigate!
We think you need these skills to ace Data‑Driven Credit Underwriter (Near-Prime)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in underwriting and your understanding of credit risk. We want to see how your skills align with the role, so don’t be shy about showcasing relevant achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about the fintech industry and how your background makes you a perfect fit for our team. Let us know what excites you about this role!
Showcase Your Analytical Skills: As a Data-Driven Credit Underwriter, we need to see your analytical prowess. Include examples of how you've used data to make informed lending decisions in the past. Numbers speak volumes, so let them do the talking!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just a few clicks and you’re done!
How to prepare for a job interview at Kroo Bank Ltd
✨Know Your Credit Risk Fundamentals
Brush up on your understanding of credit risk and the factors that influence lending decisions. Be prepared to discuss how you’ve applied this knowledge in your previous roles, especially in relation to open banking data.
✨Familiarise Yourself with Compliance Regulations
Since compliance is key in this role, make sure you know the relevant regulations that govern credit underwriting. Bring examples of how you've ensured compliance in past positions to demonstrate your expertise.
✨Showcase Your Analytical Skills
Prepare to discuss specific instances where your analytical skills made a difference in your decision-making process. Use data-driven examples to illustrate how you assess credit applications effectively.
✨Engage with the Company’s Mission
Research the fintech company’s mission and values. During the interview, express how your personal goals align with theirs, and be ready to share how you can contribute to their objectives in the near-prime lending space.
