At a Glance
- Tasks: Lead Kriya's risk strategy and oversee the full credit lifecycle.
- Company: Join Kriya, a leading financial tools provider with a massive impact.
- Benefits: Competitive salary, leadership role, and opportunity to shape the future of finance.
- Other info: Dynamic environment with opportunities for growth and innovation.
- Why this job: Make a real difference in embedded finance and digital lending.
- Qualifications: 7-10 years in finance, strong analytical skills, and leadership experience.
The predicted salary is between 72000 - 108000 € per year.
Kriya's suite of financial tools keeps business flowing brilliantly by providing frictionless access to payments, credit and working capital through seamless integrations and instant credit decisions. Founded in 2011, Kriya has helped businesses collect over £28 billion in B2B payments, and advanced over £3.7 billion worth of credit through working capital and business loans. Kriya has a wide-reaching network of strategic partners including Barclays Bank, Stripe, Halfords and the British Business Bank, and is backed by prestigious equity investors including Northzone, Barclays Bank and Mouro Capital (owned by Santander Bank).
About the role
We’re looking for an exceptional Head of Risk to join our leadership team and take end-to-end ownership of risk strategy and execution across the business. This is a high-impact, high-visibility role reporting directly to the CEO. As Head of Risk, you’ll lead the development and execution of Kriya’s enterprise-wide risk framework and collaborate with Commercial, Product, Data, Finance and Legal teams. You’ll oversee the full credit lifecycle—from analytics, underwriting and structuring, through monitoring, compliance and collections—while guiding a high-performing risk team. Also, you will lead the use of AI and Advanced Risk analytics across the risk function. This is a rare opportunity to shape the future of embedded finance and digital lending at a company with massive reach and momentum.
What You’ll Do
- Develop and lead Kriya’s risk strategy across all business lines, products, and geographies.
- Serve as a key advisor to the CEO and Board on risk appetite, governance, and portfolio.
- Lead, grow, and mentor a high-performing Risk team (8 people on day one).
- Guide collections strategy and recovery workflows, ensuring efficiency and customer-centricity.
Requirements
- 7-10 years in debt capital markets, structured finance or corporate banking with a track record of leading complex credit transactions.
- STEM degree with strong analytical and decisioning skills.
- Based in London or open to relocation to London.
- Experience overseeing complex underwriting and deal structuring.
- Demonstrated leadership across multiple dimensions of risk.
- Proven ability to build and manage diversified portfolios and optimise risk-adjusted returns.
- Advanced analytical skills: financial modeling, large-data interrogation and critical credit assessment.
- Good communication and conflict resolution skills.
- Interest/Experience in leveraging AI tools.
Head of Credit Risk and Fraud (Hiring Immediately) in London employer: Kriya
Kriya is an exceptional employer that fosters a dynamic and innovative work culture, where employees are empowered to lead and shape the future of embedded finance. With a strong focus on professional growth, Kriya offers ample opportunities for career advancement and mentorship within a collaborative environment. Located in London, employees benefit from a vibrant city life while being part of a company that has made significant strides in the financial sector, backed by prestigious partners and investors.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Credit Risk and Fraud (Hiring Immediately) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and risk sectors. Attend industry events or webinars where you can meet potential employers or colleagues. Remember, sometimes it’s not just what you know, but who you know!
✨Tip Number 2
Prepare for interviews by researching Kriya and its risk strategies. Understand their products and how they integrate AI into their processes. This will show that you’re genuinely interested and ready to contribute from day one.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience in debt capital markets and structured finance aligns with Kriya's needs. Highlight your leadership skills and how you can mentor a high-performing risk team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Head of Credit Risk and Fraud (Hiring Immediately) in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Head of Credit Risk and Fraud role. Highlight your experience in debt capital markets and structured finance, and don’t forget to showcase your leadership skills and analytical prowess. We want to see how you can bring value to Kriya!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that align with Kriya’s risk strategy and how you’ve successfully led teams in the past. Let us know what excites you about working with us!
Showcase Your Analytical Skills:Since this role requires advanced analytical skills, make sure to include examples of financial modelling and data interrogation in your application. We’re keen to see how you’ve tackled complex credit assessments and what tools you’ve used to optimise risk-adjusted returns.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you’re serious about joining our team at Kriya!
How to prepare for a job interview at Kriya
✨Know Your Risk Strategy
Before the interview, dive deep into Kriya's risk strategy and understand their approach to credit risk and fraud. Familiarise yourself with their products and how they integrate AI in risk management. This will show your genuine interest and help you speak confidently about how you can contribute.
✨Showcase Your Leadership Skills
Prepare examples that highlight your leadership experience, especially in managing teams and driving results in high-pressure environments. Be ready to discuss how you've mentored others and led complex projects, as this role requires guiding a high-performing risk team.
✨Demonstrate Analytical Prowess
Brush up on your analytical skills and be prepared to discuss specific instances where you've used data to make informed decisions. Highlight your experience with financial modelling and large-data interrogation, as these are crucial for the role.
✨Engage with Questions
Prepare thoughtful questions to ask during the interview. Inquire about Kriya's future plans for risk management and how they leverage AI tools. This not only shows your enthusiasm but also helps you gauge if the company aligns with your career goals.
