Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead Kriya's risk strategy and oversee the full credit lifecycle.
- Company: Join Kriya, a leading financial tools provider with a massive impact.
- Benefits: Competitive salary, leadership role, and opportunity to shape the future of finance.
- Why this job: Make a real difference in embedded finance and digital lending.
- Qualifications: 7-10 years in finance, strong analytical skills, and leadership experience required.
- Other info: Dynamic team environment with opportunities for growth and innovation.
The predicted salary is between 72000 - 108000 £ per year.
Kriya's suite of financial tools keeps business flowing brilliantly by providing frictionless access to payments, credit and working capital through seamless integrations and instant credit decisions. Founded in 2011, Kriya has helped businesses collect over £28 billion in B2B payments, and advanced over £3.7 billion worth of credit through working capital and business loans. Kriya has a wide-reaching network of strategic partners including Barclays Bank, Stripe, Halfords and the British Business Bank, and is backed by prestigious equity investors including Northzone, Barclays Bank and Mouro Capital (owned by Santander Bank).
About the role
We’re looking for an exceptional Head of Risk to join our leadership team and take end-to-end ownership of risk strategy and execution across the business. This is a high-impact, high-visibility role reporting directly to the CEO. As Head of Risk, you’ll lead the development and execution of Kriya’s enterprise-wide risk framework and collaborate with Commercial, Product, Data, Finance and Legal teams. You’ll oversee the full credit lifecycle—from analytics, underwriting and structuring, through monitoring, compliance and collections—while guiding a high-performing risk team. Also, you will lead the use of AI and Advanced Risk analytics across the risk function. This is a rare opportunity to shape the future of embedded finance and digital lending at a company with massive reach and momentum.
What You’ll Do
- Develop and lead Kriya’s risk strategy across all business lines, products, and geographies.
- Serve as a key advisor to the CEO and Board on risk appetite, governance, and portfolio.
- Lead, grow, and mentor a high-performing Risk team (8 people on day one).
- Guide collections strategy and recovery workflows, ensuring efficiency and customer-centricity.
Requirements
- 7-10 years in debt capital markets, structured finance or corporate banking with a track record of leading complex credit transactions.
- STEM degree with strong analytical and decisioning skills.
- Based in London or open to relocation to London.
- Experience overseeing complex underwriting and deal structuring.
- Demonstrated leadership across multiple dimensions of risk.
- Proven ability to build and manage diversified portfolios and optimise risk-adjusted returns.
- Advanced analytical skills: financial modeling, large-data interrogation and critical credit assessment.
- Good communication and conflict resolution skills.
- Interest/Experience in leveraging AI tools.
Head of Credit Risk and Fraud in London employer: Kriya
Contact Detail:
Kriya Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit Risk and Fraud in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those connected to Kriya. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for the interview by understanding Kriya's risk strategy and how you can contribute. Show us your knowledge about AI in risk management – it’s a hot topic!
✨Tip Number 3
Practice your storytelling skills. We want to hear about your past experiences in credit transactions and how you've led teams to success. Make it engaging!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step.
We think you need these skills to ace Head of Credit Risk and Fraud in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Head of Credit Risk and Fraud role. Highlight your experience in debt capital markets and structured finance, and don’t forget to showcase your leadership skills and analytical prowess!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for Kriya. Mention specific experiences that align with the job description and show your passion for risk management and AI tools.
Showcase Your Achievements: When detailing your past roles, focus on your achievements rather than just responsibilities. Use metrics to demonstrate how you’ve led complex credit transactions or improved risk strategies in previous positions.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensure it gets the attention it deserves!
How to prepare for a job interview at Kriya
✨Know Your Risk Framework
Before the interview, make sure you understand Kriya's risk framework and how it integrates with their financial tools. Be ready to discuss your experience in developing risk strategies and how you can apply that knowledge to enhance Kriya’s operations.
✨Showcase Your Leadership Skills
As a potential Head of Risk, it's crucial to demonstrate your leadership capabilities. Prepare examples of how you've successfully led teams in the past, particularly in high-pressure situations. Highlight your mentoring style and how you foster a high-performing team culture.
✨Be Data-Driven
Kriya values advanced analytical skills, so come prepared to discuss your experience with financial modelling and data interrogation. Bring specific examples of how you've used data to inform credit decisions or improve risk management processes.
✨Embrace AI and Innovation
Since Kriya is looking to leverage AI in their risk function, be ready to talk about your experience with AI tools and how they can enhance risk analytics. Share any innovative approaches you've taken in previous roles that could translate well to Kriya’s objectives.
