At a Glance
- Tasks: Process loan applications and conduct credit assessments to support lending operations.
- Company: Join Kody, a fast-growing company making commerce simpler and smarter.
- Benefits: Competitive pay, potential for permanent role, and a dynamic work environment.
- Why this job: Shape the future of lending while helping clients achieve their financial goals.
- Qualifications: Bachelor's degree in Finance or related field; 1-3 years experience preferred.
- Other info: Collaborative team culture with opportunities for growth and development.
The predicted salary is between 28800 - 48000 Β£ per year.
At Kody, we are on a mission to make in-person commerce simpler and smarter. As we continue our rapid growth across the UK, Hong Kong, and beyond, we are building a team of proactive, thoughtful professionals who want to shape the future with us. We are seeking a dedicated and detail-oriented Lending Associate to join our expanding team. In this role, you will be instrumental in supporting our lending operations by processing loan applications, conducting credit assessments, and ensuring compliance with regulatory requirements. You will work closely with clients to understand their needs and guide them throughout the lending process.
Location: London
Role Type: Contract (potential perm)
Key Responsibilities:
- Process and review loan applications, ensuring accuracy and completeness
- Conduct thorough credit assessments and evaluate borrower eligibility
- Assist clients with the documentation required for loan applications
- Manage partner relationships in this specific business
- Collaborate with internal teams to streamline the loan approval process
- Provide exceptional customer service and respond to client inquiries
- Monitor loan performance and assist in collections
- Prepare reports and analytics on lending activities for management review
Requirements:
- Bachelor's degree in Finance, Business Administration, or related field
- 1-3 years of experience in lending, finance, or customer service preferred
- Strong analytical and problem-solving skills
- Excellent communication and interpersonal abilities
- Detail-oriented with a high degree of accuracy
- Proficient in Microsoft Office Suite and experience with lending software preferred
- A commitment to maintaining confidentiality and compliance with regulations
- Ability to work collaboratively in a fast-paced environment
Lending Associate employer: Kody
Contact Detail:
Kody Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Lending Associate
β¨Tip Number 1
Network like a pro! Reach out to your connections in the finance and lending sectors. You never know who might have a lead on a Lending Associate role or can put in a good word for you.
β¨Tip Number 2
Prepare for interviews by researching Kody and understanding their mission. Tailor your answers to show how your skills align with their goals, especially in customer service and compliance.
β¨Tip Number 3
Practice your communication skills! As a Lending Associate, you'll need to explain complex information clearly. Role-play with a friend or use online resources to sharpen your pitch.
β¨Tip Number 4
Donβt forget to apply through our website! Itβs the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about joining our team.
We think you need these skills to ace Lending Associate
Some tips for your application π«‘
Tailor Your CV: Make sure your CV reflects the skills and experiences that match the Lending Associate role. Highlight any relevant experience in lending or finance, and donβt forget to showcase your customer service skills!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why youβre passionate about joining Kody and how your background makes you a perfect fit for the team. Keep it concise but engaging!
Showcase Your Attention to Detail: As a Lending Associate, accuracy is key. Make sure your application is free from typos and errors. Double-check everything before hitting send β it shows you care about quality!
Apply Through Our Website: We encourage you to apply directly through our website. Itβs the best way to ensure your application gets seen by the right people. Plus, itβs super easy to do!
How to prepare for a job interview at Kody
β¨Know Your Stuff
Make sure you understand the lending process inside and out. Familiarise yourself with loan applications, credit assessments, and compliance regulations. This will not only help you answer questions confidently but also show that you're genuinely interested in the role.
β¨Showcase Your Customer Service Skills
As a Lending Associate, you'll be working closely with clients. Prepare examples of how you've provided exceptional customer service in the past. Think about specific situations where you went above and beyond to meet a client's needs.
β¨Be Detail-Oriented
Since this role requires a high degree of accuracy, be ready to discuss how you ensure attention to detail in your work. You might want to share strategies you use to double-check your work or how you handle complex documentation.
β¨Ask Insightful Questions
Interviews are a two-way street! Prepare thoughtful questions about Kody's lending operations, team dynamics, or future growth plans. This shows your enthusiasm for the role and helps you gauge if the company is the right fit for you.