Credit Risk Analyst - KYC in London

The Credit Risk Analyst supports the Group's credit management activities with a particular focus on client onboarding, KYC documentation, and sanctions screening to ensure compliance with internal policies and regulatory requirements. The role involves collecting and verifying counterparty information, maintaining complete and accurate credit files, and ensuring data integrity within internal risk systems.

In addition, the analyst assists in preparing credit analysis and limit reviews under supervision. A key part of the role is maintaining and updating credit risk data, supporting reporting processes, and contributing to the development of dashboards and portfolio monitoring tools (PowerBI knowledge is an advantage).

The position requires strong organizational skills, the ability to manage multiple priorities in a fast-paced environment, and a structured, detail-oriented approach to risk control and system maintenance.

The successful candidate will be expected to:

• Support the implementation and maintenance of the credit risk principles, policies, and procedures.
• Participate in initial and ongoing due diligence of clients including financial analysis, KYC and Sanctions screening.
• Perform preliminary quantitative and qualitative credit assessments under supervision.
• Prepare draft credit analysis and internal rating proposal for review by senior team members.
• Support the annual and periodic credit review process across the portfolio.
• Assist in a timely manner in reviewing new trade requests and preparing supporting analysis for risk-based recommendation.
• Proactively liaise and coordinate with internal stakeholders (Sales & Trading, Legal, Operations, Finance) to gather required information.
• Build strong working relationships with external counterparties.
• Track outstanding documentation and follow up proactively.
• Support regular exposure monitoring.
• Update and maintain internal credit risk dashboard and reports (Power BI knowledge is an advantage).
• Help maintain documentation logs and renewal calendar.
• Coordinate internally with Legal and externally with clients in negotiating and maintaining ISDA/CSA and EFET terms, Brokerage Agreements etc.
• Support monitoring of activities and trends in energy and trading industry, analyse and provide insights on their possible impact to the Company's credit risk exposure and appetite.
• Identify and report credit risks based on financial, operational or market development or any early warning indicators.
• Ensure timely escalation of risks, limit breaches or delay in documentation.

• Bachelor's or Master's degree in Finance, Economics, Business, or related field.
• 2-4 years of experience in credit risk, banking, audit, commodities, or financial analysis.
• Fluent in English.
• Confident working with new systems and digital tools; not afraid to navigate, explore, and understand how systems function.
• Curious mindset with the ability to quickly learn and adapt to new platforms and internal risk tools.
• German language skills is an advantage, not a must.
• Knowledge of PowerBI or other data visualization tools.
• Understanding of energy trading or commodities markets.
• Highly organized and detail-oriented.
• Able to work independently within defined frameworks.
• Capable of handling multiple priorities in a fast-paced trading environment.
• Strong analytical and problem-solving mindset.
• Proactive and comfortable escalating issues when needed.

The Klesch Group is committed to supporting equality and diversity and aims to cultivate and maintain a workforce that is diverse in experience and background. Our recruitment efforts are designed to attract and retain the most talented individuals from all sections of the communities in which we operate and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities or any other characteristic protected by law.