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For Companies At a Glance
- Tasks: Analyse consumer credit risk and optimise underwriting policies using data-driven models.
- Company: Join Klarna, a leader in innovative credit solutions.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Why this job: Make a real impact on global credit underwriting and enhance consumer trust.
- Qualifications: Bachelor's degree in Finance, Economics, or Data Science; experience in credit risk.
- Other info: Dynamic team environment with a focus on innovation and collaboration.
The predicted salary is between 36000 - 60000 £ per year.
As an Underwriting Analyst within Klarna's credit decisioning function, you will help ensure that credit decisions are responsible, fair, and efficient by combining data-driven models, bureau insights, and underwriting expertise. You will work cross-functionally to streamline risk policies, migrate underwriting logic into a global platform, and optimize credit strategies that enhance consumer trust, portfolio health, and profitability.
- Analyze consumer credit risk using large datasets, SQL, Python, and credit bureau information to improve underwriting policies.
- Collaborate with product, risk, and regional teams to migrate logic into Klarna's Global Underwriting Platform (GUP).
- Support rollout of consistent POS credit policies across multiple markets.
- Align purchase power and pre-qualification logic across Klarna's App and One Card.
- Optimize credit bureau strategies for efficiency and cost-effectiveness.
- Translate complex data into actionable policy improvements balancing growth and risk.
Who you are
- Bachelor's degree in Finance, Economics, Data Science, or related field.
- Experience in consumer credit risk, underwriting, or credit policy roles.
- Proficient in SQL and comfortable with large datasets.
- Familiar with credit bureau data, repayment behavior, and credit risk modeling.
- Analytical and detail-oriented with a problem-solving mindset.
- Effective communicator with strong policy translation skills.
- Self-driven and excited to build the future of global credit underwriting at Klarna.
Please include a CV in English.
Senior Analyst - Credit Risk & Underwriting in London employer: Klarna
Contact Detail:
Klarna Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Analyst - Credit Risk & Underwriting in London
✨Tip Number 1
Network like a pro! Reach out to people in the credit risk and underwriting field on LinkedIn. A friendly message can go a long way, and you never know who might have the inside scoop on job openings.
✨Tip Number 2
Prepare for interviews by brushing up on your SQL and Python skills. Be ready to discuss how you've used data to make impactful decisions in your previous roles. We want to see that analytical mindset in action!
✨Tip Number 3
Showcase your problem-solving skills during interviews. Think of examples where you’ve translated complex data into actionable insights. This is key for roles like the Senior Analyst position at Klarna!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Analyst - Credit Risk & Underwriting in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Analyst role. Highlight your experience in consumer credit risk and any relevant projects you've worked on. We want to see how your skills align with what we're looking for!
Showcase Your Skills: Don’t forget to showcase your SQL and data analysis skills! Mention specific tools or projects where you’ve used these skills effectively. We love seeing how you can translate complex data into actionable insights.
Be Clear and Concise: When writing your application, keep it clear and concise. Use bullet points where possible to make it easy for us to read. We appreciate straightforward communication that gets to the point!
Apply Through Our Website: Finally, make sure to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Klarna
✨Know Your Data
Make sure you brush up on your SQL and Python skills before the interview. Be ready to discuss how you've used large datasets in previous roles, especially in relation to credit risk analysis. Having specific examples of how you've improved underwriting policies using data will really impress.
✨Understand Credit Risk Fundamentals
Familiarise yourself with key concepts in consumer credit risk and underwriting. Be prepared to explain how you would approach translating complex data into actionable policy improvements. This shows that you not only understand the theory but can apply it practically.
✨Collaboration is Key
Since the role involves working cross-functionally, think of examples where you've successfully collaborated with different teams. Highlight your communication skills and how you've aligned strategies across various departments to achieve a common goal.
✨Show Your Problem-Solving Skills
Prepare to discuss specific challenges you've faced in previous roles related to credit risk or underwriting. Explain your thought process and the steps you took to resolve these issues. This will demonstrate your analytical mindset and ability to tackle problems head-on.