Global Credit Risk Underwriter & Policy Optimizer

Global Credit Risk Underwriter & Policy Optimizer

Full-Time 40000 - 50000 £ / year (est.) No working from home possible
Klarna

At a Glance

  • Tasks: Analyse consumer credit risk and optimise underwriting policies using SQL and Python.
  • Company: Join Klarna, a leader in global credit solutions with a forward-thinking approach.
  • Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
  • Other info: Collaborative environment with a focus on innovation and career advancement.
  • Why this job: Be part of shaping the future of credit underwriting on a global scale.
  • Qualifications: Bachelor's degree in Finance or Economics and experience in credit risk or underwriting.

The predicted salary is between 40000 - 50000 £ per year.

Klarna is seeking an Underwriting Analyst to ensure responsible credit decisions. This role involves analyzing consumer credit risk using SQL and Python, collaborating with teams to migrate logic into Klarna’s Global Underwriting Platform, and supporting consistent POS credit policies.

A Bachelor's degree in Finance, Economics, or Related fields is essential, as well as experience in credit risk or underwriting.

Join Klarna to help build the future of global credit underwriting.

Global Credit Risk Underwriter & Policy Optimizer employer: Klarna

Klarna is an exceptional employer that fosters a dynamic and innovative work culture, where employees are encouraged to collaborate and grow. With a strong focus on professional development, team members have access to continuous learning opportunities and the chance to make a significant impact in the evolving landscape of global credit underwriting. Located in a vibrant city, Klarna offers a supportive environment that values diversity and inclusion, making it an ideal place for those seeking meaningful and rewarding employment.

Klarna

Contact Details:

Klarna Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Global Credit Risk Underwriter & Policy Optimizer

Tip Number 1

Network like a pro! Reach out to folks in the credit risk and underwriting space on LinkedIn. A friendly chat can open doors and give you insights that might just land you that interview.

Tip Number 2

Show off your skills! If you've got experience with SQL and Python, make sure to highlight that in conversations. Maybe even prepare a mini-project or case study to showcase your analytical prowess.

Tip Number 3

Stay updated on industry trends! Follow relevant blogs and news sources about credit risk and underwriting. This knowledge can help you stand out in interviews and show that you're genuinely interested in the field.

Tip Number 4

Apply through our website! We at StudySmarter believe in making connections directly. It’s a great way to ensure your application gets noticed and shows your enthusiasm for joining Klarna.

We think you need these skills to ace Global Credit Risk Underwriter & Policy Optimizer

SQL
Python
Credit Risk Analysis
Underwriting
Collaboration
Policy Development
Data Migration

Some tips for your application 🫡

Tailor Your CV:Make sure your CV is tailored to the role of Global Credit Risk Underwriter & Policy Optimizer. Highlight your experience in credit risk or underwriting, and don’t forget to mention your skills in SQL and Python. We want to see how you can bring value to our team!

Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background in Finance or Economics makes you a perfect fit for Klarna. Let us know what excites you about the role and our mission.

Showcase Relevant Experience:When filling out your application, be sure to showcase any relevant experience you have in analysing consumer credit risk or working with underwriting policies. We love seeing real-world examples of how you've tackled similar challenges in the past!

Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen to join our team at Klarna!

How to prepare for a job interview at Klarna

Know Your Numbers

Brush up on your SQL and Python skills before the interview. Be ready to discuss how you've used these tools in past roles, especially in relation to credit risk analysis. Klarna will want to see that you can not only understand data but also manipulate it to make informed decisions.

Understand Credit Risk Fundamentals

Make sure you have a solid grasp of credit risk concepts and underwriting principles. Prepare to explain how you would approach assessing consumer credit risk and what factors you consider most important. This shows that you’re not just familiar with the theory but can apply it practically.

Collaborative Mindset

Since this role involves working with various teams, be prepared to discuss your experience in collaboration. Think of examples where you’ve successfully worked with others to achieve a common goal, particularly in migrating processes or policies. Klarna values teamwork, so highlight your ability to communicate and work well with others.

Stay Updated on Industry Trends

Research current trends in credit risk and underwriting, especially those relevant to the fintech space. Being able to discuss recent developments or challenges in the industry will demonstrate your passion for the field and your proactive approach to staying informed.