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For Companies At a Glance
- Tasks: Lead risk policies and frameworks, ensuring compliance and resilience in Klarna's capital positions.
- Company: Join Klarna, a fintech leader with 85 million users, transforming how people shop and manage finances.
- Benefits: Enjoy competitive salary, potential rewards for contributions, and opportunities for career growth.
- Why this job: Be part of a dynamic team shaping the future of payments in a fast-paced, innovative environment.
- Qualifications: Degree in a quantitative field; experience in regulated financial institutions; strong analytical skills required.
- Other info: Located in London or Stockholm; remote work options may be available.
The predicted salary is between 85457 - 113009 ÂŁ per year.
With over 85 million global active users and 2 million transactions per day, Klarna is on the way to becoming the world’s favourite way to shop. To help us get there, we’re assembling an unparalleled global talent team—accelerating individual careers, and disrupting entire industries. We’re looking for people ready to achieve the extraordinary and embrace our bold ambitions as we shape the future of payments and fintech. Will you join us?
What You Will Do
- Own and evolve Klarna’s risk policies, global risk framework, and risk appetite statements.
- Oversee capital risk, ensuring regulatory alignment and forward-looking resilience in Klarna’s capital positions.
- Review and challenge securitization strategies—including synthetic and traditional structures—for policy alignment and regulatory compliance.
- Critically assess and validate Klarna’s internal capital and liquidity assessment processes, including recovery planning initiatives.
- Ensure business and capital forecasting models are robust, risk-aligned, and support Klarna’s sustainability goals.
- Provide independent risk opinions, lead assurance reviews, and support senior-level risk decision-making.
- Collaborate cross-functionally to drive continuous improvements in enterprise risk management practices.
Who You Are
- Hold a degree in a quantitative or analytical field (e.g. Economics, Finance, Engineering, Science, or Business).
- Have experience working within UK or EU-regulated financial institutions, with a strong grasp of banking regulations and supervisory frameworks.
- Possess deep knowledge of capital management and capital requirement frameworks.
- Have experience—or strong interest—in securitization practices (synthetic and traditional).
- Demonstrate strong communication skills in verbal and written English.
- Excel in structured problem-solving and critical thinking in high-complexity environments.
- Detail-oriented, ambitious, and capable of both strategic thinking and tactical execution.
- Located in or open to relocation to London or Stockholm.
Awesome to Have
- Experience working in a fast-scaling, tech-driven or fintech organization.
- Familiarity with ECB, PRA, or EBA regulatory frameworks.
- Exposure to enterprise-wide risk tools or GRC systems.
- Prior involvement in ICAAP/ILAAP or Recovery & Resolution Planning (RRP) submissions.
Closing
To ensure fairness and maintain global market competitiveness, each role in a specific location has a set base salary. During the recruitment process, we will assess your skills and experience to determine which role is the best fit for you. Additionally, you may qualify for our Contribution-Based Reward (CBR) program, which recognises and rewards significant contributions to our success. Please include a CV in English.
Department: Analytics
Locations: London, United Kingdom
Yearly salary: ÂŁ85,457 - ÂŁ113,009
Capital and Business Risk Manager employer: Klarna
Contact Detail:
Klarna Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Capital and Business Risk Manager
✨Tip Number 1
Familiarise yourself with Klarna's risk policies and global risk framework. Understanding their specific approach to capital risk management will help you demonstrate your alignment with their values during discussions.
✨Tip Number 2
Network with professionals in the fintech space, especially those with experience in UK or EU-regulated financial institutions. This can provide insights into industry standards and may lead to valuable connections at Klarna.
✨Tip Number 3
Stay updated on the latest banking regulations and supervisory frameworks relevant to capital management. Being well-versed in these areas will allow you to speak confidently about compliance and risk strategies during interviews.
✨Tip Number 4
Prepare to discuss your experience with securitization practices, both synthetic and traditional. Highlighting your knowledge in this area will set you apart, as it’s a key aspect of the role at Klarna.
We think you need these skills to ace Capital and Business Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in risk management, capital frameworks, and regulatory compliance. Use specific examples that demonstrate your analytical skills and familiarity with banking regulations.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for fintech and your understanding of Klarna's mission. Mention how your background aligns with the role and express your enthusiasm for contributing to their risk management practices.
Highlight Relevant Skills: In your application, emphasise your strong communication skills, problem-solving abilities, and attention to detail. These are crucial for the Capital and Business Risk Manager position, so provide examples of how you've demonstrated these skills in previous roles.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your professionalism and attention to detail, which are essential in the financial sector.
How to prepare for a job interview at Klarna
✨Understand Klarna's Risk Framework
Familiarise yourself with Klarna's risk policies and global risk framework. Be prepared to discuss how your experience aligns with their capital risk management and regulatory compliance needs.
✨Showcase Your Analytical Skills
Highlight your quantitative background and problem-solving abilities. Prepare examples of how you've tackled complex issues in previous roles, especially in regulated financial environments.
✨Communicate Clearly
Strong communication skills are essential for this role. Practice articulating your thoughts clearly and concisely, both verbally and in writing, as you may need to present independent risk opinions during the interview.
✨Demonstrate Industry Knowledge
Stay updated on current trends in fintech and banking regulations. Be ready to discuss your understanding of capital management frameworks and securitization practices, as well as any relevant experience you have in these areas.
