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For Companies At a Glance
- Tasks: Lead the credit function and shape processes for a fast-growing property lender.
- Company: Exciting new lender expanding into the UK property finance market.
- Benefits: Competitive salary, generous holiday, private medical cover, and pension contributions.
- Why this job: Join at an early stage and make a significant impact in a dynamic environment.
- Qualifications: 8-10+ years in property finance with strong technical underwriting skills.
- Other info: Opportunity to build and manage a credit team as the business scales.
The predicted salary is between 150000 - 170000 £ per year.
An exceptional opportunity has arisen for a Head of Credit to join one of the most exciting new lenders entering the UK property finance market. This lender has an established and highly successful international presence, including a £1.8 billion property lending platform in Sydney, and is now expanding into London. Backed by significant institutional funding from major American banks, the business is positioned to rapidly become a major force within the UK specialist lending market. This is a rare opportunity to join a lender at an early stage and play a key role in shaping the credit function of a fast-growing specialist lender.
The Role
The Head of Credit will take responsibility for advising the Credit Committee and overseeing the full credit function across development and bridging finance transactions. This role will suit a highly technical credit professional with deep experience in development finance and bridging finance, who can operate at a senior strategic level while also maintaining strong involvement in complex deal structuring. Typical transactions will range up to £30m, with the capability to support significantly larger deals. The successful candidate will play a key role in building frameworks, shaping credit processes and supporting the growth of the lending platform as the UK business scales.
Key Responsibilities
- Advising the Credit Committee on all aspects of the credit function
- Leading the assessment and approval of development finance and bridging transactions
- Providing detailed credit analysis on complex lending structures
- Supporting the structuring of transactions alongside originations teams
- Reviewing and managing the existing loan portfolio, including restructures and potential defaults
- Establishing and refining credit frameworks, processes and underwriting standards
- Supporting the development of the UK lending platform as the business grows
- Working closely with originations to ensure efficient transaction flow
- Over time, building and managing a credit team
Candidate Profile
- 8–10+ years' experience in property finance credit roles
- Strong experience in development finance and bridging finance
- Previous experience as a Head of Credit, Credit Director or senior credit professional
- Strong technical underwriting and structuring ability
- Experience sitting on or advising Credit Committees
- Experience managing complex transactions
- Strong understanding of commercial real estate lending
- A collaborative and respectful leadership style
Package
- Base Salary: £150,000 – £170,000 (depending on experience)
- Bonus: Discretionary
- Holiday: 25 days, increasing annually up to 30 days
- Pension: 5% employer contribution
- Private Medical: Bupa (cover for employee + 50% spouse cover)
- Death in Service: 4x salary
- Critical Illness Cover
- Working Pattern: 4 days in the office / 1 day from home
Credit Risk Data An in Slough employer: KFS Recruitment
Contact Detail:
KFS Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Data An in Slough
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can land you that dream job.
✨Ace the Informational Interview
Set up informal chats with folks already working in credit risk or property finance. These conversations can give you insider info about the company culture and the role itself. Plus, it shows your genuine interest and can lead to referrals down the line!
✨Showcase Your Skills
When you get the chance to meet potential employers, make sure to highlight your experience in development and bridging finance. Bring examples of complex transactions you've managed and how you’ve shaped credit processes. We want to see your expertise shine!
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who take that extra step to engage with us directly.
We think you need these skills to ace Credit Risk Data An in Slough
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Head of Credit. Highlight your experience in development and bridging finance, and don’t forget to showcase any previous roles where you advised a Credit Committee or managed complex transactions.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this exciting opportunity. Mention your technical underwriting skills and how you can contribute to shaping the credit function at this new lender.
Showcase Your Achievements: When detailing your experience, focus on specific achievements that demonstrate your ability to lead and manage credit functions. Use numbers and examples to illustrate your impact, especially in relation to complex deal structuring.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you’re considered for this fantastic opportunity in the UK property finance market.
How to prepare for a job interview at KFS Recruitment
✨Know Your Numbers
Make sure you brush up on your financial metrics and credit analysis techniques. Given the role's focus on complex lending structures, being able to discuss specific examples of past transactions and their outcomes will show your expertise.
✨Understand the Company’s Vision
Research the lender's background and their expansion into the UK market. Understanding their strategic goals and how you can contribute to shaping the credit function will impress the interviewers and demonstrate your commitment.
✨Prepare for Technical Questions
Expect in-depth questions about development finance and bridging finance. Be ready to discuss your experience with underwriting standards and credit frameworks, as well as how you've managed complex transactions in the past.
✨Showcase Your Leadership Style
Since this role involves building and managing a credit team, be prepared to talk about your leadership approach. Share examples of how you've fostered collaboration and respect within your teams, as this aligns with the company’s values.