At a Glance
- Tasks: Manage a diverse portfolio of short-term property loans and develop recovery strategies.
- Company: Join a dynamic bridging lender known for fast, flexible funding solutions across the UK.
- Benefits: Enjoy a collaborative office environment in London with opportunities for career growth.
- Why this job: Be part of a positive culture while making impactful decisions in property finance.
- Qualifications: Experience in real estate recoveries and strong knowledge of the lending market required.
- Other info: Interviews are happening ASAP, so send your CV now!
The predicted salary is between 28000 - 42000 £ per year.
Job Description
About the Role
We’re looking for a detail‑oriented and commercially minded Portfolio Manager to join a Portfolio Management team within Bridging Finance and Specialist Mortgages.
This role plays a pivotal part in managing and supporting a portfolio of bridging and specialist mortgage accounts — including refurbishment lending across light, medium, and heavy refurb projects. Acting as the primary point of contact for customers, brokers, and internal teams, you’ll ensure strong credit stewardship, proactive portfolio oversight, and an excellent customer journey throughout the lifecycle of each facility.
This is an excellent opportunity for someone with property lending or development finance experience who thrives in a fast‑paced, collaborative environment.
💼 Key Responsibilities
Portfolio & Credit Stewardship
- Monitor loan expiries, extensions, construction milestones, interest tranches, and part releases
- Prepare and oversee monthly time‑delay and cost overrun analysis
- Perform cashflow analysis against approved credit to identify material variances
- Monitor early warning indicators and escalate concerns in line with bank policy
Servicing & Customer Management
- Act as the first point of contact for customers, brokers, and internal stakeholders
- Approve advances, materials on site, and payments within delegated authority
- Produce customer administration documents, including redemption statements
- Maintain accurate portfolio records and monitoring systems
Credit & Reporting
- Prepare high‑quality credit proposals for amendments to existing facilities
- Ensure compliance with the credit policies and procedures
- Produce clear and accurate management information and reporting
and high‑performing team environment
🎯 What We’re Looking For
- Experience in property lending or development finance within banking or property services
- Strong understanding of bridging finance and refurbishment‑led lending
- Proven ability to manage multiple priorities in a fast‑paced environment
- Strong analytical skills with the ability to interpret and present complex information
- High attention to detail and accuracy in all aspects of work
- Customer‑focused mindset with a track record of delivering excellent service
- Solid understanding of risk management and credit stewardship
- Confident communicator with the ability to engage brokers and internal stakeholders
🎁 Benefits
- Competitive remuneration
Portfolio Manager employer: KFS Recruitment
Contact Detail:
KFS Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Portfolio Manager
✨Tip Number 1
Network with professionals in the property finance sector. Attend industry events or join relevant online forums to connect with individuals who may have insights into the company or role you're interested in.
✨Tip Number 2
Familiarise yourself with the latest trends in bridging loans and property finance. Being knowledgeable about current market conditions can help you stand out during discussions and interviews.
✨Tip Number 3
Prepare to discuss your experience with recoveries and asset management in detail. Think of specific examples where you've successfully managed distressed assets or implemented recovery strategies.
✨Tip Number 4
Showcase your analytical skills by being ready to discuss how you would approach monitoring loan performance and identifying early signs of distress. This will demonstrate your proactive mindset, which is crucial for the role.
We think you need these skills to ace Portfolio Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in real estate recoveries, asset management, or the lending market. Use specific examples that demonstrate your skills in managing portfolios and dealing with distressed assets.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the role and the company. Mention your familiarity with UK property law and your analytical mindset, as these are key aspects of the Portfolio Manager position.
Highlight Relevant Skills: Emphasise your strong Excel skills and experience with loan/CRM systems in your application. These technical skills are crucial for managing a diverse portfolio effectively.
Showcase Your Communication Abilities: Since the role involves managing complex stakeholders, ensure you convey your excellent communication skills in both your CV and cover letter. Provide examples of how you've successfully negotiated or collaborated with various parties in past roles.
How to prepare for a job interview at KFS Recruitment
✨Know Your Portfolio Management Basics
Make sure you brush up on your knowledge of portfolio management, especially in the context of bridging loans. Be prepared to discuss your understanding of risk monitoring, recovery strategies, and how you would handle distressed assets.
✨Demonstrate Your Analytical Skills
Since the role requires an analytical mindset, be ready to showcase your Excel skills and any experience with loan or CRM systems. You might be asked to interpret data or provide insights based on hypothetical scenarios.
✨Familiarise Yourself with UK Property Law
Understanding UK property law is crucial for this position. Brush up on enforcement options and valuation methodologies, as you may be asked specific questions about these topics during the interview.
✨Prepare for Stakeholder Management Questions
Given the need to manage complex stakeholders, think of examples from your past experiences where you've successfully navigated challenging conversations or negotiations. This will demonstrate your ability to handle defaulting borrowers and legal counsel effectively.