At a Glance
- Tasks: Manage the full lending process and assess complex loan applications.
- Company: Exciting new Bridging and Development lender in London.
- Benefits: Autonomy, innovation, and a flexible work schedule.
- Other info: Fast-paced environment with opportunities for collaboration and growth.
- Why this job: Join a growing team and make a real impact in finance.
- Qualifications: Experience in Development Finance underwriting and strong analytical skills.
The predicted salary is between 60000 - 80000 £ per year.
KFS Recruitment is partnering with one of the most exciting new Bridging and Development lenders in London. Our client is looking for a highly experienced Development Finance Underwriter to join their credit team.
Key duties include:
- Managing the full lending process from application to drawdown
- Assessing bridging loan applications and analysing the creditworthiness of complex cases
- Preparing detailed credit proposals for the Credit Committee
- Reviewing valuation reports and due diligence documentation
- Drafting offer documents and ensuring conditions are satisfied pre-completion
- Liaising with brokers, solicitors, valuers, surveyors, other lenders and internal teams to progress cases
Experience required:
- Proven track record within Development Finance underwriting and structured lending
- Deep knowledge of structuring Dev Finance deals
- Strong understanding of property-based lending, underwriting and risk assessment
- Excellent communication and stakeholder management, experience working with C-level
- Analytical mindset with the confidence to make informed decisions
- A proactive, problem-solving mentality and a commitment to great customer outcomes
- Ability to thrive in a fast-paced, collaborative team environment
This role will be based on a 4 days office/ 1 day WFH basis. Due to the high number of applications, please be aware that only successful applications will be contacted, although you can always reach out to KFS Recruitment if you feel that you are suited to this vacancy.
Credit Underwriter (Asset Finance) in London employer: KFS Recruitment
Join a dynamic and innovative team at one of London's most exciting new Bridging and Development lenders, where you will have the opportunity to shape the future of the credit team. With a strong focus on autonomy and collaboration, our company fosters a supportive work culture that encourages professional growth and development. Enjoy the benefits of a flexible working arrangement with 4 days in the office and 1 day working from home, all while being part of a fast-paced environment that values your expertise and contributions.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Underwriter (Asset Finance) in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like KFS Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Underwriter (Asset Finance) in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to KFS Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on KFS Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at KFS Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with KFS Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at KFS Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former KFS Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
