Mortgage Completions Agent

Mortgage Completions Agent

Cardiff Full-Time 28800 - 43200 £ / year (est.) No home office possible
K

At a Glance

  • Tasks: Manage mortgage applications from approval to completion while communicating with stakeholders.
  • Company: Join Kensington Mortgages, a company that values diversity and employee development.
  • Benefits: Enjoy competitive salary, 25 days holiday, and a range of fantastic benefits.
  • Why this job: Be part of a team that makes a positive impact and values your contributions.
  • Qualifications: Experience in processing or administration, GCSEs in English and Maths required.
  • Other info: Remote work available for UK residents; background checks are part of the hiring process.

The predicted salary is between 28800 - 43200 £ per year.

Location: Remote (UK residents only)

Working Hours: Monday - Friday 09:00 - 17:30

Salary: Competitive plus 25 days holiday and a fantastic range of benefits.

Overall Purpose of Job

We are looking for experienced Mortgage Completions Agents to own and manage a pipeline of mortgage applications from approval to successful completion. In this role, you will ensure that all applications are managed efficiently whilst maintaining regular communication with all stakeholders. You may also assist or cover for other roles within the Lending Operations Department as required.

Key Accountabilities

  • Adhere to the service standards as set out in the Policy & Procedures Manual
  • Handle communication from stakeholders in compliance with the Policy & Procedures Manual
  • Liaise with solicitors regarding completions regularly and fairly
  • Build a close working relationship with the Sales and Credit Risk teams to enhance the process from both a service and quality perspective
  • Ensure all work completed is done so in accordance with applicable regulation, procedure, and policy whilst utilising judgement to resolve issues
  • Confirm the completeness of all applications prior to funds release approval
  • Manage the case pipeline according to all agreed service standards whilst managing stakeholders expectations
  • Assess all correspondence to ensure lending criteria / conditions are met
  • Handle any complaints in line with the Complaints Handling Procedures
  • Maintain accurate file and data records
  • Ensure responsibilities regarding Treating Customers Fairly and the Prevention of Financial Crime (including money laundering, identification and reporting of fraud) are carried out effectively

Experience, Knowledge, Skills

  • Integrity and a commitment to treating customers fairly
  • Adherence to policies & procedures, staying updated on any amendments
  • Be aware and accountable for the mitigation of risk in the day to day performance of your role. Complaints are to be handled in accordance with the procedures
  • Ability to competently use all the systems relevant to the role
  • Ensure key business targets and performance indicators are achieved
  • Experience in a processing or administration environment essential
  • Telephone experience including complaint handling essential
  • Financial Services experience essential
  • Educated to at least GCSE level standard, including English & Maths
  • Able to support and embrace change whilst adopting a positive attitude

Why Join Kensington Mortgages

At KMC our employees are the heart of our success. We strive to create a workplace that promotes professional development and work-life balance. Our inclusive culture values diversity in all its forms, ensuring everyone feels respected and valued. As an equal opportunity employer, we embrace differences in gender, race, identity, ethnic origin, and sexual expression.

Ready to make a difference?

If you’re passionate about providing an exceptional service and want to join a team that values your contributions we’d love to hear from you! Apply today and be part of the Kensington Mortgages family and help us to continue making a positive impact in the lives of our customers.

Important Information

Please note, all offers of employment for this role are subject to a series of background checks, including criminal (DBS), credit and Right to work checks. To take advantage of "digital Right to work" checks you must hold a valid passport, alternatively you must be prepared to come into Maidenhead to show ID.

Mortgage Completions Agent employer: Kensington Mortgages

At Kensington Mortgages, we pride ourselves on being an exceptional employer, offering a supportive remote work environment that fosters professional growth and a healthy work-life balance. Our inclusive culture not only values diversity but also encourages collaboration and innovation, ensuring that every employee feels respected and empowered to make a meaningful impact. With competitive salaries, generous holiday allowances, and a comprehensive benefits package, joining our team as a Mortgage Completions Agent means becoming part of a family dedicated to delivering outstanding service and making a positive difference in the lives of our customers.
K

Contact Detail:

Kensington Mortgages Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Mortgage Completions Agent

✨Tip Number 1

Familiarise yourself with the mortgage process and the specific responsibilities of a Mortgage Completions Agent. Understanding the nuances of managing a pipeline of applications will help you stand out during interviews.

✨Tip Number 2

Network with professionals in the financial services sector, especially those who have experience in mortgage completions. Engaging with them can provide valuable insights and potentially lead to referrals.

✨Tip Number 3

Prepare for potential interview questions by practising your responses to scenarios involving stakeholder communication and complaint handling. Demonstrating your problem-solving skills will be crucial.

✨Tip Number 4

Research Kensington Mortgages' values and culture. Being able to articulate how your personal values align with theirs can make a strong impression during the interview process.

We think you need these skills to ace Mortgage Completions Agent

Mortgage Processing Knowledge
Customer Service Skills
Communication Skills
Attention to Detail
Complaint Handling
Regulatory Compliance Awareness
Stakeholder Management
Time Management
Problem-Solving Skills
Data Entry Accuracy
Financial Services Experience
Adaptability to Change
Team Collaboration
Integrity and Ethical Judgement

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities of a Mortgage Completions Agent. Familiarise yourself with the key accountabilities and required skills mentioned in the job description.

Tailor Your CV: Highlight your relevant experience in processing or administration, especially within financial services. Emphasise any telephone experience and complaint handling skills to align with the job requirements.

Craft a Strong Cover Letter: Write a cover letter that showcases your integrity and commitment to treating customers fairly. Mention specific examples from your past roles that demonstrate your ability to manage pipelines and communicate effectively with stakeholders.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any errors. Ensure that all information is accurate and that your application reflects your enthusiasm for the role and the company.

How to prepare for a job interview at Kensington Mortgages

✨Know Your Mortgage Basics

Brush up on your knowledge of mortgage processes and terminology. Understanding the key stages from application to completion will help you demonstrate your expertise and confidence during the interview.

✨Showcase Your Communication Skills

Since the role involves regular communication with stakeholders, be prepared to discuss how you've effectively managed relationships in previous roles. Use specific examples to illustrate your ability to handle complaints and maintain professionalism.

✨Demonstrate Your Attention to Detail

Highlight your experience in managing data and ensuring compliance with policies and procedures. Be ready to explain how you ensure accuracy in your work, as this is crucial for a Mortgage Completions Agent.

✨Emphasise Your Adaptability

The job requires embracing change and adapting to new processes. Share examples of how you've successfully navigated changes in previous roles, showcasing your positive attitude and commitment to continuous improvement.

Mortgage Completions Agent
Kensington Mortgages
K
  • Mortgage Completions Agent

    Cardiff
    Full-Time
    28800 - 43200 £ / year (est.)

    Application deadline: 2027-04-20

  • K

    Kensington Mortgages

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