At a Glance
- Tasks: Analyse and structure RMBS and SRT transactions to optimise capital efficiency.
- Company: Join a leading financial institution with a focus on innovation and collaboration.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Dynamic environment with exposure to senior stakeholders and high-profile transactions.
- Why this job: Make a real impact in capital markets while developing your analytical skills.
- Qualifications: Experience in structured finance or capital markets with strong analytical capabilities.
The predicted salary is between 49500 - 60500 £ per year.
We're Hiring: Associate Portfolio Strategy
Location
Hybrid, 1 day per week in London Canary Wharf
Department
Portfolio Strategy, Credit & Analytics Monday-Friday / Permanent We're looking for an analytically minded Associate to join our Portfolio Strategy, Credit & Analytics team.
This is an exciting opportunity to work at the intersection of structured finance, capital management and risk optimisation, supporting both Kensington Mortgages and Barclays.
You'll play a key role in analysing and structuring Residential Mortgage-Backed Securities (RMBS) and Significant Risk Transfer (SRT) transactions, helping optimise capital efficiency and manage portfolio risk.
Working with large loan-level datasets, sophisticated analytical models and senior stakeholders, you'll contribute directly to major capital markets transactions that support the business's strategic objectives.
If you enjoy solving complex analytical problems, building robust financial models and working in a fast-paced environment where your insights drive commercial decisions, we'd love to hear from you.
What You'll Be Doing
As an Associate within Portfolio Strategy, Credit & Analytics, you'll support the execution and management of RMBS and SRT transactions through detailed analysis, modelling and reporting.
Key Responsibilities
- Build, maintain and enhance analytical tools and models used to support RMBS and SRT transactions, including cashflow models, asset calculators, sensitivity testing and data processing tools.
- Perform detailed collateral analysis using loan-level mortgage data, including: Portfolio stratifications, Vintage and cohort analysis, Arrears roll-rate analysis, Default and prepayment analysis, Loss severity assessments
- Support transaction execution activities including: Collateral analysis and assessment, Rating agency testing and modelling, Internal and external presentation materials, Audit sign-offs and transaction governance, Investor reporting activities
- Deliver forecasting and cashflow analysis to support transaction economics, hedging considerations and business reporting requirements.
- Provide portfolio performance monitoring and reporting, analysing actual versus forecast performance for closed transactions.
- Support model governance processes, including model testing, validation and maintenance of audit-ready documentation.
- Drive improvements in automation, controls and efficiency through enhanced tooling, scripting and data processing solutions.
- Collaborate with stakeholders across Kensington Mortgages, Barclays, rating agencies, auditors, investors and arranging banks.
What We're Looking For
We're seeking someone with experience in a structured finance, securitisation or capital markets environment who combines strong analytical capability with excellent attention to detail.
Essential Experience & Knowledge
- Previous experience within securitisation, structured finance, credit analytics, capital markets, a rating agency, specialist advisory firm or banking environment.
Experience working with loan-level mortgage or asset-backed data.
- Understanding of RMBS and/or SRT structures and transaction mechanics.
- Knowledge of: Cashflow waterfalls, Credit enhancement calculations, Transaction triggers, Hedging mechanics, Closing cashflow computations, Structured credit fundamentals
- Awareness of UK mortgage markets, structured credit products and capital markets.
- Experience delivering high-quality analysis within tight deadlines and live transaction environments.
- Technical Skills
You'll bring strong quantitative skills and a passion for data-driven decision making.
- Required
- Advanced Excel and VBA skills
- Strong data analysis and modelling capability
- Experience working with large datasets and reconciling complex data sources
- Ability to produce well-controlled, documented and testable analytical outputs
- SQL
- Python
- Automation and scripting experience
- Experience developing production-quality analytical tools
We're looking for someone who can combine technical excellence with strong communication skills and a governance-focused mindset. You'll be able to:
- Translate complex analysis into clear business insights
- Communicate effectively with both technical and non-technical stakeholders
- Produce high-quality written materials for committees and senior management
- Work effectively under pressure and manage competing priorities
- Maintain a strong focus on accuracy, controls and governance
- Identify and mitigate risks in day-to-day activities
Why Join Us?
- Work on high-profile capital markets transactions
- Gain exposure to both Kensington Mortgages and Barclays
- Collaborate with experienced professionals across structured finance, treasury, risk and capital management
- Develop your technical, analytical and commercial expertise in a dynamic, highly regulated environment
- Play a key role in supporting strategic capital management and transaction execution
If you're passionate about structured finance, data analytics and capital markets, and you're looking for an opportunity to make a real impact, we'd love to hear from you.
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Associate - Portfolio Strategy in Maidenhead employer: Kensington Mortgages
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StudySmarter Expert Advice🤫
We think this is how you could land Associate - Portfolio Strategy in Maidenhead
✨Tip Number 1: Tap Into Professional Networks
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Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Kensington Mortgages.
✨Tip Number 4: Apply Directly on Company Websites
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We think you need these skills to ace Associate - Portfolio Strategy in Maidenhead
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Kensington Mortgages and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
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Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Kensington Mortgages how you can be a team player!
How to prepare for a job interview at Kensington Mortgages
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
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If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Kensington Mortgages.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Kensington Mortgages's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
