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For Companies At a Glance
- Tasks: Assess and approve mortgage applications while collaborating with brokers and teams.
- Company: Join Kensington Mortgages, a leader in specialist mortgage solutions.
- Benefits: Fully remote work, inclusive environment, and growth opportunities.
- Why this job: Make a real impact in responsible lending and support customers who need us most.
- Qualifications: 3+ years in Prime & Specialist lending with strong communication skills.
- Other info: Celebrate diversity and neurodiversity in a dynamic team.
The predicted salary is between 36000 - 60000 £ per year.
Location: Fully Remote (including all training)
Reports to: Underwriting Team Manager
Are you an experienced Mortgage Underwriter ready to make a real impact? Join our Lending Operations team at Kensington Mortgages, where your expertise will help shape responsible lending decisions and support customers who need us most.
What You'll Do
- Assess and approve Residential & Buy-to-Let mortgage applications
- Apply FCA standards and Treating Customers Fairly (TCF) principles
- Collaborate with brokers and internal teams
- Contribute to User Acceptance Testing (UAT) and process improvements
- Maintain high standards in risk-based decision‐making
What You'll Bring
- 3+ years' experience in Prime & Specialist lending
- Mandate of £200k+
- Strong communication and broker engagement skills
- Knowledge of FCA permissions and fraud prevention
- Experience with niche Buy-to-Let lending (HMOs, refurbishments, multi‐unit)
- Manual Underwriting experience
We've been leading the way in specialist mortgage solutions for over 25 years. As a subsidiary of Barclays Bank UK PLC, we operate with integrity and purpose.
We offer:
- An inclusive work environment
- Opportunities for growth and development
- A culture that celebrates diversity and neurodiversity
Ready to Make a Difference? If you're passionate about delivering exceptional service and want to be part of a team that values your contribution — apply today and help us continue making a positive impact in the lives of our customers.
Please note: All offers are subject to DBS, credit, and Right to Work checks. Availability for training is essential — no extended leave during onboarding.
Underwriter in London employer: Kensington Mortgages
Contact Detail:
Kensington Mortgages Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work with Kensington Mortgages. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for virtual interviews by setting up a professional space at home. Make sure your background is tidy, and test your tech beforehand. We want you to shine when discussing your experience in manual underwriting and broker engagement!
✨Tip Number 3
Showcase your knowledge of FCA standards and TCF principles during interviews. We love candidates who can demonstrate their understanding of responsible lending decisions and how they apply to real-world scenarios.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in being part of our team at Kensington Mortgages.
We think you need these skills to ace Underwriter in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your 3+ years of experience in Prime & Specialist lending and any relevant manual underwriting experience. We want to see how your skills match what we're looking for!
Showcase Your Communication Skills: Since strong communication and broker engagement skills are key, don’t forget to include examples of how you've successfully collaborated with brokers or internal teams in your application. We love seeing those real-life experiences!
Understand FCA Standards: Brush up on your knowledge of FCA permissions and Treating Customers Fairly (TCF) principles. Mentioning your understanding of these in your application will show us you’re serious about responsible lending decisions.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and get you started on this exciting journey with Kensington Mortgages!
How to prepare for a job interview at Kensington Mortgages
✨Know Your Stuff
Make sure you brush up on your knowledge of FCA standards and Treating Customers Fairly principles. Being able to discuss these in detail will show that you're not just familiar with the basics, but that you truly understand how they apply to mortgage underwriting.
✨Showcase Your Experience
With over 3 years in Prime & Specialist lending, be ready to share specific examples from your past roles. Highlight your experience with manual underwriting and niche Buy-to-Let lending, as this will demonstrate your capability to handle the responsibilities of the role.
✨Engage with Confidence
Strong communication skills are key in this role. Practice articulating your thoughts clearly and confidently, especially when discussing how you collaborate with brokers and internal teams. This will help you come across as a team player who can effectively engage with others.
✨Prepare for Process Improvements
Be ready to discuss any ideas you have for process improvements or your experience with User Acceptance Testing (UAT). Showing that you’re proactive about enhancing workflows will set you apart as someone who is committed to continuous improvement.
