At a Glance
- Tasks: Analyse and structure mortgage-backed securities while optimising capital efficiency.
- Company: Join a leading financial institution with a focus on innovation and collaboration.
- Benefits: Competitive salary, professional development, and exposure to high-profile transactions.
- Other info: Dynamic environment with opportunities for career growth and collaboration with industry experts.
- Why this job: Make an impact in structured finance and enhance your analytical skills.
- Qualifications: Experience in structured finance or capital markets with strong analytical capabilities.
The predicted salary is between 56700 - 69300 £ per year.
We're looking for an analytically minded Associate to join our Portfolio Strategy, Credit & Analytics team.
This is an exciting opportunity to work at the intersection of structured finance, capital management and risk optimisation, supporting both Kensington Mortgages and Barclays.
You'll play a key role in analysing and structuring Residential Mortgage-Backed Securities (RMBS) and Significant Risk Transfer (SRT) transactions, helping optimise capital efficiency and manage portfolio risk.
Working with large loan-level datasets, sophisticated analytical models and senior stakeholders, you'll contribute directly to major capital markets transactions that support the business's strategic objectives.
If you enjoy solving complex analytical problems, building robust financial models and working in a fast-paced environment where your insights drive commercial decisions, we'd love to hear from you.
What You'll Be Doing As an Associate within Portfolio Strategy, Credit & Analytics, you'll support the execution and management of RMBS and SRT transactions through detailed analysis, modelling and reporting.,
- Build, maintain and enhance analytical tools and models used to support RMBS and SRT transactions, including cashflow models, asset calculators, sensitivity testing and data processing tools.
- Perform detailed collateral analysis using loan-level mortgage data, including: Portfolio stratifications, Vintage and cohort analysis, Arrears roll-rate analysis, Default and prepayment analysis, Loss severity assessments
- Support transaction execution activities including: Collateral analysis and assessment, Rating agency testing and modelling, Internal and external presentation materials, Audit sign-offs and transaction governance, Investor reporting activities
- Deliver forecasting and cashflow analysis to support transaction economics, hedging considerations and business reporting requirements.
- Provide portfolio performance monitoring and reporting, analysing actual versus forecast performance for closed transactions.
- Support model governance processes, including model testing, validation and maintenance of audit-ready documentation.
- Drive improvements in automation, controls and efficiency through enhanced tooling, scripting and data processing solutions.
- Collaborate with stakeholders across Kensington Mortgages, Barclays, rating agencies, auditors, investors and arranging banks., Work on high-profile capital markets transactions
- Gain exposure to both Kensington Mortgages and Barclays
- Collaborate with experienced professionals across structured finance, treasury, risk and capital management
- Develop your technical, analytical and commercial expertise in a dynamic, highly regulated environment
- Play a key role in supporting strategic capital management and transaction execution
We're seeking someone with experience in a structured finance, securitisation or capital markets environment who combines strong analytical capability with excellent attention to detail.
Essential Experience & Knowledge
- Previous experience within securitisation, structured finance, credit analytics, capital markets, a rating agency, specialist advisory firm or banking environment.
Experience working with loan-level mortgage or asset-backed data.
- Understanding of RMBS and/or SRT structures and transaction mechanics.
- Knowledge of: Cashflow waterfalls, Credit enhancement calculations, Transaction triggers, Hedging mechanics, Closing cashflow computations, Structured credit fundamentals
- Awareness of UK mortgage markets, structured credit products and capital markets.
- Experience delivering high-quality analysis within tight deadlines and live transaction environments.
- Technical Skills
You’ll bring strong quantitative skills and a passion for data-driven decision making.
- Required
- Advanced Excel and VBA skills
- Strong data analysis and modelling capability
- Experience working with large datasets and reconciling complex data sources
- Ability to produce well-controlled, documented and testable analytical outputs
- SQL
- Python
- Automation and scripting experience
- Experience developing production-quality analytical tools
We're looking for someone who can combine technical excellence with strong communication skills and a governance-focused mindset.
You’ll be able to
- Translate complex analysis into clear business insights
- Communicate effectively with both technical and non-technical stakeholders
- Produce high-quality written materials for committees and senior management
- Work effectively under pressure and manage competing priorities
- Maintain a strong focus on accuracy, controls and governance
- Identify and mitigate risks in day-to-day activities
- #J-18808-Ljbffr
Associate - Portfolio Strategy in London employer: Kensington Mortgage Company
Kensington Mortgage Company is an excellent employer that prioritises the professional growth of its employees while fostering a collaborative and innovative work culture. Located in a dynamic environment, we offer competitive benefits, including flexible working arrangements and opportunities for continuous learning, making it an ideal place for those looking to make a meaningful impact in the field of cyber security.
Contact Details:
Kensington Mortgage Company Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Associate - Portfolio Strategy in London
✨Tap into Campus Networks
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Kensington Mortgage Company. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Associate - Portfolio Strategy in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Kensington Mortgage Company.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Kensington Mortgage Company's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Kensington Mortgage Company
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Kensington Mortgage Company.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Kensington Mortgage Company will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Kensington Mortgage Company employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
