Financial Planning Analysis Manager

Location: Hybrid – Min 1 day per week in office attendance – London - Canary Wharf

Department: Finance

Hours: Monday - Friday 09:00-17:30

Overall Purpose of the Job: We are seeking a commercially minded VP - FP A to support the next growth phase of our specialist mortgage lending business. This is a high-impact role focused on financial modelling, portfolio analytics, profitability and strategic decision support. The successful candidate will bring strong FP A capability and a solid understanding of financial services economics, particularly in lending environments where growth must be balanced with margin discipline, funding costs, capital efficiency and risk appetite. The role requires strong judgement, pace and credibility, with the ability to influence senior stakeholders and turn complex data into clear, commercially useful insight.

Key Accountabilities:

• Financial Planning Analysis: Support budgeting, forecasting and long-range planning with clear analysis. Build financial models for growth and commercial decisions. Run scenario analysis on growth, pricing, margin and funding. Provide MI and performance reporting for senior leaders.
• Business Commercial Partnering: Partner senior leaders across Secured Borrowing with insight and challenge. Support lending strategy with analysis across growth, return, risk and outcomes. Provide finance input into product design, pricing and portfolio optimisation. Work with Lending, Risk, Treasury and Commercial teams to meet objectives. Drive accountability through clear insight, challenge and return focus.
• Performance Management Insight: Deliver insight on income, volumes, margin, growth and costs. Support forecasting and planning with analysis of risks and opportunities.
• Financial Control Governance: Maintain strong financial control and policy compliance. Ensure integrity of models and reporting. Improve FP A processes, insight and automation. Provide analysis and narrative for regulatory, audit and governance forums.
• Stakeholder Management: Build strong relationships across key business and finance teams. Influence and challenge senior stakeholders constructively.
• Leadership Capability: Lead and coach colleagues to drive performance and collaboration. Support wider Finance priorities and transformation.

Experience Knowledge and Skills:

• Essential: Qualified accountant (ACA/ACCA/CIMA) or equivalent. Strong FP A and commercial finance experience in financial services. Knowledge of secured lending, pricing, margin and portfolio dynamics. Able to influence senior stakeholders with clear insight. Strong commercial judgement and constructive challenge. Strong analytical skills and ability to simplify complexity. Advanced financial modelling and Excel skills. Good understanding of lending economics and ratios.
• Desirable: Experience in balance sheet or capital-intensive businesses. Experience in specialist lending or mortgages. Exposure to UK banking regulatory or governance forums. Experience in matrix organisations.

Leadership Expectations: Acts with integrity and judgement. Owns outcomes. Works collaboratively across teams. Challenges constructively and builds relationships.

Why join us? At Kensington Mortgages, we believe our employees are the heart of our success. We are committed to creating a supportive and flexible work environment that values personal growth, professional development and a healthy work life balance. Our inclusive culture respects and celebrates diversity in all its forms, ensuring that everyone feels welcome, valued and understood. We recognise and appreciate differences in thinking, learning styles, gender, race, identity, ethnic origins and sexual expression.