At a Glance
- Tasks: Review and validate mortgage underwriting outcomes to ensure quality and compliance.
- Company: Join Kensington Mortgages, a leader in specialist mortgage solutions.
- Benefits: Inclusive work environment, personal growth opportunities, and a culture that values diversity.
- Other info: Be part of a supportive team committed to innovation and excellence.
- Why this job: Make a real impact on responsible lending and help customers access mortgages.
- Qualifications: 5+ years in mortgage underwriting with strong analytical and communication skills.
The predicted salary is between 36000 - 60000 £ per year.
Underwriting Quality Analyst (022544) Marlow, England
Location:Remote
Type:Full-time, Permanent
Start Date:Monday, 19 January 2026
Reports to:Underwriting Technical Manager / Underwriting Quality Manager
Are you a seasoned mortgage underwriter with a passion for quality assurance and responsible lending?
JoinKensington Mortgagesas aQuality Assurance Underwriter, where you’ll play a pivotal role in ensuring the integrity of our underwriting decisions and helping shape the future of specialist lending.
About the Role
As an Underwriting Quality Analyst, you’ll be responsible for reviewing and validating underwriting outcomes across all new lending originations and contract variations. You’ll ensure alignment with our risk appetite, lending policy, and regulatory standards through a robust framework of QA and QC checks.
This role is central to our commitment toresponsible lending, and you’ll work closely with our Lending Operations team to drive continuous improvement, coaching, and operational excellence.
Key Responsibilities
- Re-underwrite offeredResidential and Buy-to-Letmortgage applications and contract variations.
- Maintain expert knowledge of lending policy, product criteria, and operational procedures.
- Provide timely feedback and reporting to underwriters and team managers.
- Support skill development through coaching and knowledge sharing.
- Identify and implement process improvements to enhance audit and operational efficiency.
- Maintain accurate records of audit activities and support third-party audit reviews.
- Ensure compliance with financial crime prevention policies, including fraud and money laundering.
- Stay up to date with HR policies, regulatory changes, and underwriting standards.
What You\\\'ll Bring
- 5+ years experiencein first charge mortgage originations, including3+ years in a mandated underwriting role(£250k+).
- Prior experience in aQA rolewithin a mortgage lender.
- Strong analytical skills and the ability to interpret complex data.
- Confident communicator with excellent influencing skills.
- Deep understanding of the mortgage intermediary market and fraud prevention.
- Proactive, detail-oriented, and able to work independently and collaboratively.
- Full understanding ofTCF, responsible lending, risk layering, and vulnerability indicators.
- Highly PC literate and comfortable managing multiple tasks.
- Experience with niche Buy-to-Let lending includingHMOs, multi-unit properties, andLimited Company Buy-to-Let
Why Kensington Mortgages?
At Kensington, we\'ve been leading the way inspecialist mortgage solutionsfor over 25 years. As asubsidiary of Barclays Bank UK PLC, we operate with integrity, innovation, and a commitment to making a difference.
We offer:
- Asupportive and inclusivework environment
- Opportunities forpersonal and professional growth
- A culture that celebratesdiversity and neurodiversity
- A workplace where everyone feelsvalued and empowered
Ready to Make a Difference?
If you\'re passionate about quality, compliance, and helping customers access the mortgages they deserve ,apply todayand become part of the Kensington Mortgages family.
All offers are subject toDBS, credit, and Right to Work checks.
Please ensure availability for training and avoid extended leave during onboarding.
Underwriting Quality Analyst in City of London employer: Kensington Mortgage Company Limited
Kensington Mortgages is an exceptional employer that prioritises a supportive and inclusive work environment, fostering personal and professional growth for its employees. With a strong commitment to diversity and neurodiversity, the company empowers its team members to thrive while ensuring they play a vital role in shaping the future of specialist lending. Located in Marlow, England, this remote position offers the unique advantage of working with a leading subsidiary of Barclays Bank UK PLC, where integrity and innovation are at the forefront of their mission.
Contact Details:
Kensington Mortgage Company Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwriting Quality Analyst in City of London
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry, especially those who work at Kensington Mortgages. A friendly chat can open doors and give you insider info on the company culture and what they really value in candidates.
✨Tip Number 2
Prepare for the interview by brushing up on your knowledge of underwriting policies and compliance standards. We want you to showcase your expertise, so be ready to discuss how you've implemented quality assurance in your previous roles.
✨Tip Number 3
Showcase your analytical skills during the interview. Bring examples of how you've interpreted complex data in past roles and how it led to process improvements. This will demonstrate your proactive approach and attention to detail.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining the Kensington Mortgages family and making a difference in the world of specialist lending.
We think you need these skills to ace Underwriting Quality Analyst in City of London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Underwriting Quality Analyst role. Highlight your experience in mortgage underwriting and quality assurance, and don’t forget to mention any relevant skills that match the job description.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about quality assurance in lending and how your background makes you a perfect fit for Kensington Mortgages. Keep it engaging and personal.
Showcase Your Analytical Skills:Since this role requires strong analytical skills, be sure to include examples of how you've successfully interpreted complex data in your previous roles. This will show us that you can handle the responsibilities of the position.
Apply Through Our Website:We encourage you to apply through our website for the best chance of getting noticed. It’s straightforward and ensures your application goes directly to us, making it easier for you to join the Kensington Mortgages family!
How to prepare for a job interview at Kensington Mortgage Company Limited
✨Know Your Stuff
Make sure you brush up on your knowledge of mortgage underwriting, especially the specifics around responsible lending and quality assurance. Familiarise yourself with Kensington Mortgages' policies and procedures, as well as any recent regulatory changes that might impact the role.
✨Showcase Your Analytical Skills
Prepare to discuss how you've used your analytical skills in previous roles. Bring examples of how you've interpreted complex data or identified process improvements. This will demonstrate your ability to contribute to the continuous improvement aspect of the job.
✨Communicate Confidently
As a Quality Assurance Underwriter, you'll need to provide feedback and coach others. Practice articulating your thoughts clearly and confidently. Think about how you can influence and support your team, and be ready to share examples of how you've done this in the past.
✨Be Proactive and Detail-Oriented
Highlight your proactive approach to work and attention to detail during the interview. Discuss how you've managed multiple tasks effectively and maintained accurate records in previous positions. This will show that you're well-suited for the responsibilities of the Underwriting Quality Analyst role.
