At a Glance
- Tasks: Manage relationships with High Net Worth clients and oversee mortgage applications.
- Company: Dynamic international bank offering hybrid working and a collaborative environment.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Other info: Exciting opportunity to work with a diverse portfolio of clients and develop your career.
- Why this job: Join a leading bank and make a real impact on clients' financial journeys.
- Qualifications: Experience in banking or mortgage lending, with strong relationship management skills.
The predicted salary is between 48000 - 72000 £ per year.
London based international bank, who offer hybrid working, seek an experienced Relationship Manager/Business Development Manager to join the bank and help grow their Mortgage Loan book and manage the existing Mortgage loan portfolio.
Key Responsibilities
- Serve as the primary Relationship Manager for High Net Worth (HNW) clients seeking regulated mortgage solutions, ensuring a personalised and expert-led experience throughout the customer journey.
- Act as the key relationship manager for mortgage intermediaries, building and maintaining strong professional partnerships.
- Conduct comprehensive financial assessments that take into account complex income structures, property portfolios, trust arrangements, and assets.
- This role may transition to that of a regulated Mortgage Consultant, enabling the provision of tailored Advice and Recommendations in accordance with regulatory standards.
- Work closely with the underwriting team to supervise the end to end process.
- Originate, structure, and professionally evaluate regulated mortgage applications—including residential purchases, re-mortgages, and capital raising.
- Develop and implement an annual marketing strategy aimed at deepening existing client relationships and generating new business opportunities through both direct client engagement and intermediary networks.
- Hold primary responsibility for a portfolio of approximately 60 clients per year, managing all aspects of their regulated lending relationships with a focus on service excellence, compliance, and retention.
- Proactively manage a live mortgage pipeline, working constructively with the Bank’s Credit Unit to ensure efficient progression from application through to completion.
Essential Experience Required
- You must have worked for a Bank or specialist Mortgage Lender in the UK.
- Proven ability to manage a portfolio of High Net Worth (HNW) clients, offering bespoke advice and maintaining long-term relationships through regular reviews and tailored service.
- Experience in originating and structuring regulated mortgage applications, including residential purchases, re-mortgages, and capital raising.
- Strong credit risk assessment skills, including the ability to evaluate complex income structures, international assets, and bespoke repayment terms.
- CeMAP qualification or equivalent is required (CEFA).
- FCA Regulations.
Relationship Manager Mortgages employer: KennedyPearce Consulting
KennedyPearce Consulting is an excellent employer, offering a dynamic work environment in the heart of Greater London, where creativity meets finance in the vibrant TV production industry. Employees benefit from a supportive culture that prioritises professional growth, with clear pathways for advancement and the potential for permanent positions. Join us to be part of a team that values collaboration and innovation, making your contributions meaningful and rewarding.
StudySmarter Expert Advice🤫
We think this is how you could land Relationship Manager Mortgages
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals, attend mortgage-related events, and join online forums. Building relationships can lead to job opportunities that aren't even advertised.
✨Tip Number 2
Showcase your expertise! Create a personal brand on LinkedIn by sharing insights about the mortgage market or writing articles. This not only highlights your knowledge but also attracts potential employers who are looking for someone just like you.
✨Tip Number 3
Prepare for interviews by practising common questions related to relationship management and mortgage solutions. We recommend role-playing with a friend to boost your confidence and refine your answers.
✨Tip Number 4
Don’t forget to apply through our website! We have a range of exciting opportunities waiting for you, and applying directly can sometimes give you an edge over other candidates.
We think you need these skills to ace Relationship Manager Mortgages
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Relationship Manager Mortgages. Highlight your experience with High Net Worth clients and any relevant qualifications like CeMAP. We want to see how you can bring your unique skills to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about mortgages and how your background aligns with our needs. Be sure to mention your experience in managing complex financial assessments and building strong client relationships.
Showcase Your Achievements:Don’t just list your responsibilities; show us what you've achieved! Whether it's growing a mortgage portfolio or successfully managing client relationships, we love to see quantifiable results that demonstrate your impact in previous roles.
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at KennedyPearce Consulting
✨Know Your Stuff
Make sure you brush up on your knowledge of mortgage products and the specific needs of High Net Worth clients. Familiarise yourself with the bank's offerings and how they stand out in the market. This will help you demonstrate your expertise and show that you're genuinely interested in the role.
✨Build Rapport
Since this role involves managing relationships, practice building rapport during your interview. Be personable and engage with your interviewers. Share relevant experiences where you've successfully built long-term relationships with clients or intermediaries, showcasing your ability to connect on a professional level.
✨Showcase Your Analytical Skills
Prepare to discuss your experience with financial assessments and credit risk evaluation. Bring examples of how you've handled complex income structures or unique client situations in the past. This will highlight your analytical skills and reassure them that you can manage their HNW clients effectively.
✨Ask Insightful Questions
At the end of the interview, have some thoughtful questions ready about the bank's approach to mortgage lending or their marketing strategies. This shows your enthusiasm for the role and helps you gauge if the company culture aligns with your values. Plus, it gives you a chance to demonstrate your strategic thinking.
