At a Glance
- Tasks: Manage relationships with High Net Worth clients and oversee mortgage applications.
- Company: Dynamic international bank offering hybrid working in London.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Why this job: Join a leading bank and make a real impact on clients' financial journeys.
- Qualifications: Experience in banking or mortgage lending with strong client relationship skills.
- Other info: Exciting role with a focus on service excellence and compliance.
The predicted salary is between 48000 - 72000 £ per year.
London based international bank, who offer hybrid working, seek an experienced Relationship Manager/Business Development Manager to join the bank and help grow their Mortgage Loan book and manage the existing Mortgage loan portfolio.
Key Responsibilities
- Serve as the primary Relationship Manager for High Net Worth (HNW) clients seeking regulated mortgage solutions, ensuring a personalised and expert-led experience throughout the customer journey.
- Act as the key relationship manager for mortgage intermediaries, building and maintaining strong professional partnerships.
- Conduct comprehensive financial assessments that take into account complex income structures, property portfolios, trust arrangements, and assets.
- This role may transition to that of a regulated Mortgage Consultant, enabling the provision of tailored Advice and Recommendations in accordance with regulatory standards.
- Work closely with the underwriting team to supervise the end to end process.
- Originate, structure, and professionally evaluate regulated mortgage applications—including residential purchases, re-mortgages, and capital raising.
- Develop and implement an annual marketing strategy aimed at deepening existing client relationships and generating new business opportunities through both direct client engagement and intermediary networks.
- Hold primary responsibility for a portfolio of approximately 60 clients per year, managing all aspects of their regulated lending relationships with a focus on service excellence, compliance, and retention.
- Proactively manage a live mortgage pipeline, working constructively with the Bank's Credit Unit to ensure efficient progression from application through to completion.
Essential Experience Required
- You must have worked for a Bank or specialist Mortgage Lender in the UK.
- Proven ability to manage a portfolio of High Net Worth (HNW) clients, offering bespoke advice and maintaining long-term relationships through regular reviews and tailored service.
- Experience in originating and structuring regulated mortgage applications, including residential purchases, re-mortgages, and capital raising.
- Strong credit risk assessment skills, including the ability to evaluate complex income structures, international assets, and bespoke repayment terms.
- CeMAP qualification or equivalent is required (CEFA).
- FCA Regulations & MCOB: Deep understanding of the FCA's Mortgage Conduct of Business rules, including affordability assessments, disclosure requirements, and Consumer Duty obligations.
Relationship Manager Mortgages in London employer: KennedyPearce Consulting
Contact Detail:
KennedyPearce Consulting Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Relationship Manager Mortgages in London
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals, especially those in the mortgage sector. Attend events, join online forums, and don’t be shy to reach out on LinkedIn – you never know who might have the inside scoop on job openings.
✨Tip Number 2
Show off your expertise! When you get the chance to chat with potential employers or during interviews, make sure to highlight your experience with High Net Worth clients and your understanding of complex financial assessments. This will set you apart from the crowd.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in their minds. Plus, it’s a great opportunity to reiterate why you’re the perfect fit for their team.
✨Tip Number 4
Apply through our website! We’ve got loads of resources to help you ace your application process. Plus, applying directly can sometimes give you an edge over other candidates. So, don’t miss out on that opportunity!
We think you need these skills to ace Relationship Manager Mortgages in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Relationship Manager Mortgages. Highlight your experience with High Net Worth clients and any relevant qualifications like CeMAP. We want to see how your background fits perfectly with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you're passionate about mortgages and how you can contribute to our team. Be sure to mention your experience in managing complex financial assessments and building strong client relationships.
Showcase Your Achievements: Don’t just list your responsibilities; show us what you've achieved! Whether it's growing a mortgage portfolio or successfully managing client relationships, we love to see quantifiable results that demonstrate your impact in previous roles.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at KennedyPearce Consulting
✨Know Your Stuff
Make sure you brush up on your knowledge of mortgage products and the specific needs of High Net Worth clients. Familiarise yourself with the latest FCA regulations and MCOB rules, as these will likely come up during the interview.
✨Showcase Your Relationship Skills
Prepare examples that highlight your experience in managing client relationships, especially with HNW clients. Think about how you've built trust and maintained long-term partnerships, as this is crucial for the role.
✨Demonstrate Financial Acumen
Be ready to discuss your approach to conducting financial assessments. You might be asked to evaluate complex income structures or property portfolios, so having a clear methodology will impress your interviewers.
✨Have a Marketing Strategy in Mind
Since the role involves developing an annual marketing strategy, think about how you would engage both clients and intermediaries. Bring ideas to the table that show your proactive approach to generating new business opportunities.