KennedyPearce Consulting | Credit Analyst Apply now
KennedyPearce Consulting | Credit Analyst

KennedyPearce Consulting | Credit Analyst

Full-Time 43200 - 72000 £ / year (est.) No home office possible
Apply now
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At a Glance

  • Tasks: Manage client investments and conduct financial analysis for private credit.
  • Company: Join a leading Loan Servicing company in London with hybrid work options.
  • Benefits: Enjoy excellent benefits and flexible working arrangements.
  • Why this job: Be part of a dynamic team, impacting corporate finance while developing your analytical skills.
  • Qualifications: Must have a degree and 3+ years in Corporate or Private Credit Analysis.
  • Other info: Opportunity to engage directly with borrowers and enhance your negotiation skills.

The predicted salary is between 43200 - 72000 £ per year.

Kennedy Pearce are currently partnering with a leading Loan Servicing company based in London, who offer Hybrid working and excellent benefits, in recruiting a Credit Analyst to join their Corporate debt and Structured Finance division

The successful candidate will have extensive Investment or Private Credit Analysis coupled with Portfolio management experience and must have previously worked in either Corporate or Private Credit Analysis and portfolio management

Job Purpose

You will be responsible for the ongoing management of client investments in various private credit and other investments, whilst preparing robust and concise internal credit papers (credit review, waivers/amendments) according to agreed formats and in a timely manner during loan life.

Key Responsibilities

  • Continuous and regular monitoring of the loan portfolio.
  • Financial Analysis: Conduct thorough analysis of financial statements, including income statements, balance sheets, and cash flow statements, to assess the borrower\’s financial health.
  • Covenant Performance Information: Monitoring the borrower\’s adherence to agreed-upon covenants.
  • Market Analysis: Stay informed about market trends and economic conditions that could impact investments
  • Direct Communication with Borrowers: Engaging in regular communication with borrowers to discuss their financial status, address any concerns, and ensure transparency.
  • By maintaining a proactive approach to management and communication, the analyst ensures that any potential issues are identified and addressed promptly, thereby safeguarding the client\’s investments and fostering a collaborative relationship with borrowers.
  • Carry out thorough analysis of borrower’s financial statements to assess financial health and assign internal rating.
  • Manage multiple deliverables, meet pre-agreed deadlines and deliver a consistent high quality of service to clients, both internal and external, whilst adhering to policies and procedures.
  • Review of legal documentation (incl. the facility agreements, any amendments, any subordination agreements and any reservations of rights letters).
  • Review of the borrower’s corporate structure (incl. shareholding, identity and role of directors, the debt structure (WCFs, Senior TLs, Junior TLs) and other liabilities (payables, deferred, lease liabilities, pension liabilities).
  • Review of security (incl. any guarantees) and related documentation (incl. any subordination agreements).

Essential Skills and Competencies

  • University degree and at least 3 years working experience in relevant field in Corporate or Private Credit Analysis or portfolio management.
  • High level of familiarity of MS Excel (ideally including VBA), Word, PowerPoint and/or other data processing and analysis tools.
  • Proven ability to analyse financial reports and provide concise and forward-looking assessment of credit risks
  • A track record in negotiating loan restructurings (covenant resets, payment schedule amendments, fresh money injections) and the ability to improve results for client.
  • Good analytical and technical skills and ability to understand loan documentation, financing structures and financial models.
  • Comfortable in a client facing role and the ability to confidently present recommendations up to client’s committee level.

KennedyPearce Consulting | Credit Analyst employer: KennedyPearce Consulting

Kennedy Pearce Consulting is an exceptional employer, offering a dynamic work environment in the heart of London with hybrid working options that promote work-life balance. Employees benefit from comprehensive perks and a culture that fosters professional growth, ensuring that team members are supported in their career development while engaging in meaningful work within the Corporate Debt and Structured Finance division.
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Contact Detail:

KennedyPearce Consulting Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land KennedyPearce Consulting | Credit Analyst

Tip Number 1

Make sure to stay updated on the latest trends in private credit and structured finance. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the field.

Tip Number 2

Network with professionals in the loan servicing and credit analysis sectors. Attend industry events or join relevant online forums to connect with people who can provide insights or even refer you to opportunities.

Tip Number 3

Prepare to discuss specific examples from your past experience where you've successfully managed a loan portfolio or conducted financial analysis. Real-life scenarios will showcase your skills effectively.

Tip Number 4

Familiarize yourself with the legal documentation involved in credit agreements. Understanding these documents will give you an edge in discussions and show that you're well-prepared for the role.

We think you need these skills to ace KennedyPearce Consulting | Credit Analyst

Financial Analysis
Portfolio Management
Credit Risk Assessment
Loan Documentation Review
Market Analysis
Client Communication
Analytical Skills
Technical Proficiency in MS Excel (including VBA)
Attention to Detail
Negotiation Skills
Understanding of Financing Structures
Ability to Work Under Pressure
Time Management
Problem-Solving Skills

Some tips for your application 🫡

Understand the Role: Make sure to thoroughly read the job description for the Credit Analyst position. Understand the key responsibilities and required skills, so you can tailor your application to highlight your relevant experience.

Highlight Relevant Experience: In your CV and cover letter, emphasize your experience in Corporate or Private Credit Analysis and portfolio management. Provide specific examples of your financial analysis skills and any successful loan restructurings you've managed.

Showcase Technical Skills: Mention your proficiency in MS Excel, especially if you have experience with VBA. Highlight any other data processing and analysis tools you are familiar with, as these are crucial for the role.

Craft a Strong Cover Letter: Write a compelling cover letter that not only summarizes your qualifications but also demonstrates your understanding of the loan servicing industry. Discuss how your proactive approach to client communication aligns with the company's values.

How to prepare for a job interview at KennedyPearce Consulting

Showcase Your Financial Analysis Skills

Be prepared to discuss your experience with financial statements in detail. Highlight specific examples where you conducted thorough analyses and how those analyses impacted decision-making.

Demonstrate Your Knowledge of Market Trends

Stay updated on current market trends and economic conditions that could affect private credit investments. Be ready to share insights during the interview to show your proactive approach.

Prepare for Client Interaction Scenarios

Since the role involves direct communication with borrowers, think of examples where you successfully managed client relationships. Practice articulating how you addressed concerns and maintained transparency.

Familiarize Yourself with Legal Documentation

Review common legal documents related to loan agreements and be prepared to discuss your understanding of them. This will demonstrate your technical skills and readiness for the responsibilities of the role.

KennedyPearce Consulting | Credit Analyst
KennedyPearce Consulting Apply now
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  • KennedyPearce Consulting | Credit Analyst

    Full-Time
    43200 - 72000 £ / year (est.)
    Apply now

    Application deadline: 2027-01-21

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    KennedyPearce Consulting

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