Juuli is an AI-native fintech platform built exclusively for Europe’s 43M+ solopreneurs. We bring payments, cards, FX, invoicing and tax automation into one place, with 90-second onboarding and AI at the core of the product. We are a lean, London-based team, and every leader here has a direct impact on how we grow.
The Role
You will be Juuli’s MLRO and head of compliance, and our main point of contact for the FCA. You will play a central role in our FCA authorisation as an e‑money institution and build the compliance framework that goes with it, working directly with the founders.
What You’ll Do
- Be our day-to-day contact with the FCA: authorisation process, queries, notifications and regulatory returns.
- Play a central role in our FCA authorisation: regulatory documentation, governance and responses to FCA questions.
- Act as MLRO and nominated officer: own our AML/CTF framework, assess internal reports and submit SARs to the NCA.
- Maintain our business-wide risk assessment, policies, procedures and compliance monitoring programme
- Oversee KYC/KYB onboarding, transaction monitoring, sanctions screening and ongoing due diligence
- Oversee compliance with our licensed partners: due diligence, audits and information requests
- Review products, marketing and financial promotions against FCA rules
- Deliver staff training and report regularly to senior management on risks and control effectiveness
- Work with product, engineering and fraud teams to build controls into the product by design
What We’re Looking For
- Based in the UK with the right to work in the UK
- 5+ years in AML and financial crime compliance within FCA-regulated firms
- Direct experience working with the FCA: authorisation, supervision or regulatory reporting
- Experience as MLRO, Deputy MLRO or nominated officer.
- Professional experience in fintech, payments or e‑money.
- Strong working knowledge of the UK Money Laundering Regulations 2017, POCA, the Terrorism Act, JMLSG guidance, the Electronic Money Regulations and the Payment Services Regulations
- Experience designing risk-based KYC/KYB and transaction monitoring for digital onboarding
- Ability to discuss controls with engineers and product teams as a peer
- Sound judgment, clear writing and excellent English
Nice to Have
- Hands‑on experience with an FCA authorisation or variation application, ideally for an e‑money or payment institution
- CAMS or ICA qualification in compliance or financial crime
- Experience overseeing licensed or sponsor partners
- Experience with small business or solopreneur customers
- Experience using automation or AI in compliance workflows
What We Offer
- A senior, high-visibility role with direct access to the founders
- The chance to build the compliance function from the ground up
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