At a Glance
- Tasks: Lead governance for retirement propositions, ensuring compliance and driving customer outcomes.
- Company: Join Just, a fast-growing company dedicated to improving lives in retirement.
- Benefits: Competitive salary, generous leave, private medical cover, and career progression opportunities.
- Other info: Be part of a diverse team that values innovation and collaboration.
- Why this job: Make a real impact on customer experiences while developing your career in a supportive environment.
- Qualifications: Experience in governance within financial services and knowledge of Consumer Duty and PROD4.
The predicted salary is between 60000 - 75000 £ per year.
We have an exciting role within our Commercial and Propositions team as a Proposition Governance Lead, to focus on ensuring compliance with Consumer Duty and PROD4, and embedding a culture of accountability and continuous improvement.
Reporting to the Head of Governance & Technical, you will act as a champion for governance, you’ll keep processes sharp, deliver clear insights to senior stakeholders, and influence decisions that drive great customer outcomes.
About Just: We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.
This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.
Key Responsibilities:- Apply the established governance framework for retirement propositions, ensuring compliance for the Retail Product Manufacturing unit, under Consumer Duty and PROD4. As well as ensuring controls are followed, risks are escalated and decisions are documented.
- Independently assess product performance, customer outcomes, and governance data to identify trends, risks, and issues. Engage with stakeholders to develop solutions and escalate concerns with clear, evidence-based recommendations.
- Maintain and update the Proposition Development Procedure (PDP) and Proposition Governance Process (PGP), securing approvals within required timescales.
- Lead the annual Fair Value Assessments and Product Reviews for all Retail products, ensuring that these are completed within the required timescales.
- Monitor and interpret regulatory publications related to Consumer Duty and PROD4, assessing impacts and embedding best practice across Retail propositions and processes.
- Collaborate effectively across Retail and Group functions to gather insights with a continuous improvement mindset, enabling a deeper understanding of Retail Customer Outcomes.
- Act as a champion for Retail Governance processes within Retail and the wider business.
- Experience working within a governance or technical team in the pensions, wider retirement market or within financial services.
- Comprehensive knowledge of Consumer Duty and PROD4 requirements for product manufacturers of insurance, lending, and investment products.
- Proven experience implementing or embedding Consumer Duty or similar governance frameworks.
- Ability to interpret regulations and translate them into practical governance controls and processes.
- Ability to summarise complex subjects for varying audiences.
- Able to engage and manage relationships with various stakeholders, including senior management.
- Excellent problem analysis and resolution skills.
- Proficiency in governance reporting tools, data analytics, and leveraging technology to improve governance processes and insights.
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
What’s in it for you:- A competitive salary, pension scheme and life assurance.
- 25 days annual leave plus an additional day on us for your birthday.
- Private medical cover and income protection, just in case.
- A generous and highly achievable bonus scheme.
- Opportunities to progress your career in-role and within the company.
- Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders.
- A variety of employee funded benefits available via our online benefits portal.
- Plus, several additional purchase options available for you and your loved ones.
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Application details:Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.
Be Bold. Be Brilliant. Be Just.
Proposition Governance Lead in London employer: Just
At Just, we are dedicated to helping people achieve a better later life, making us an exceptional employer for those looking to make a meaningful impact in the annuities sector. Our vibrant London-based team thrives on collaboration and innovation, offering a supportive work culture that prioritises employee growth through comprehensive benefits, including a competitive salary, generous leave, and opportunities for career progression. Join us in our mission to become the UK’s most loved retirement expert, where your contributions will directly enhance customer outcomes and shape the future of our annuity propositions.
StudySmarter Expert Advice🤫
We think this is how you could land Proposition Governance Lead in London
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like Just looking for candidates who are engaged and informed.
We think you need these skills to ace Proposition Governance Lead in London
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at Just. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at Just
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with Just’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
