At a Glance
- Tasks: Lead pricing strategies for retirement income products and analyse market trends.
- Company: Join Just Group, a fast-growing company dedicated to improving retirement lives.
- Benefits: Competitive salary, generous leave, private medical cover, and career progression opportunities.
- Other info: Diverse and inclusive culture with a focus on employee well-being.
- Why this job: Make a real impact in the retirement sector while developing your career.
- Qualifications: Experience in UK retirement industry and strong analytical skills required.
The predicted salary is between 63000 - 77000 £ per year.
Location: London (Hybrid)
Contract: Permanent
Hours: Full time 35 hours
Are you looking to continue your career in Pricing and Propositions? If so, we have an exciting role available here at Just Group. This is a great opportunity to join our Retail Retirement Actuarial and Reinsurance team as an Income Pricing Manager, to provide ongoing management and continual development of new business pricing for the retirement income products provided by Just Group. This role will play a key part in supporting the delivery of our overall retirement income strategy, proposing all pricing changes and analysing competitor pricing strategies, trends and tactics in order to maximise our commercial offering.
Key Responsibilities:
- Accountable for proposing all pricing changes to retirement income products to ensure we remain competitive within all desired market segments and in line with business plan targets.
- Communicate and manage relationships with key stakeholders in order to ensure that pricing proposals and strategy are clearly understood and implemented effectively.
- Implement pricing changes into Just's administration platforms, with communication to relevant stakeholders.
- Own the production of all relevant pricing management information for internal and external reporting and developing this as required.
- Contribute to development of the overall Just Retail business plan.
- Support the development and implementation of new products and enhancements to income products through pricing and market analysis, in order to gain and maintain competitive advantage.
- Support the delivery of change initiatives where relevant – utilise technology in order to deliver efficient and effective changes to models, tools and processes.
- Act as the lead for all retirement income pricing related queries.
- Provide analytical support to the Income product team.
- Maintain a thorough understanding of the retirement income sector, the market environment and relative competitive positioning of the products.
Skills and Experience:
- Experience within the UK retirement industry along with an in-depth knowledge of retirement income products, their mechanics and where sales and profit have been a key focus.
- Experience in product pricing, as well as a proven understanding of the commerciality of annuity products.
- Actuarial models and interpreting results experience.
- Proven experience of working in the retail retirement income market.
- Strong understanding of P&L management and ability to understand and be able to action changes to business plan metrics.
- Ability to work under pressure, in a fast-moving environment, to tight deadlines.
- Highly numerate with excellent analysis and problem resolution skills.
- Excellent verbal, written communication and interpersonal skills, with the ability to present complex financial and product concepts in a clear and concise manner.
- Ability to negotiate/influence key internal and external stakeholders across all levels.
What's in it for you:
- A competitive salary, pension scheme and life assurance.
- 25 days annual leave plus an additional day on us for your birthday.
- Private medical cover and income protection, just in case.
- A generous and highly achievable bonus scheme.
- Opportunities to progress your career in-role and within the company.
- Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders.
- A variety of employee funded benefits available via our online benefits portal.
- Plus, several additional purchase options available for you and your loved ones.
Belonging at Just:
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Application details:
Please submit your CV using the 'apply now' button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.
Be Bold. Be Brilliant. Be Just.
Income Pricing Manager in London employer: Just Group
Just Group is an exceptional employer, offering a vibrant work culture that prioritises employee growth and well-being. With a commitment to diversity and inclusion, employees are encouraged to thrive in their careers while making a meaningful impact on customers' lives. Located in London, the company provides competitive benefits, including a generous bonus scheme, private medical cover, and opportunities for professional development, making it an ideal place for those seeking a rewarding career in the retirement income sector.
StudySmarter Expert Advice🤫
We think this is how you could land Income Pricing Manager in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Just Group. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Income Pricing Manager in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Just Group.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Just Group's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Just Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Just Group.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Just Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Just Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
