At a Glance
- Tasks: Lead the pricing strategy for innovative retirement income products and optimise performance.
- Company: Join a dynamic company focused on making a difference in people's lives.
- Benefits: Enjoy competitive salary, generous leave, private medical cover, and a bonus scheme.
- Other info: Be part of a diverse team that values innovation and belonging.
- Why this job: Shape market-leading products while developing your career in a collaborative environment.
- Qualifications: Qualified FIA or equivalent with experience in retirement income product pricing.
The predicted salary is between 70000 - 90000 € per year.
Are you a strategic pricing leader with a passion for shaping market‐leading retirement income products? We have an exciting opportunity to join our Retail Actuarial & Reinsurance team at a pivotal time for our business. In this role, you'll take ownership of the end‐to‐end commercial pricing strategy for our Retail Income products — ensuring they're robust, competitive and aligned to our wider financial objectives. Reporting directly to the Retail Actuarial & Reinsurance Director, you'll combine technical excellence with commercial insight, while leading and developing a high‐performing, highly engaged team.
Key Responsibilities
- Leading on our Retail Income Pricing strategy, by developing and maintaining pricing data, models and processes, looking at ways to automate or improve efficiency either through AI or other means.
- Own the Retail Income pricing performance, making sure it's robust and up‐to‐date, and supports the achievement of the function's financial objectives.
- Identify and lead on initiatives to improve optimisation and conversion of our income products through pricing, working closely with commercial and distribution leads.
- Collaborate across the business, to ensure pricing initiatives and changes are implemented in a timely, accurate and efficient manner.
- Partner with the Retail Reinsurance team to ensure reinsurance is optimised for the pricing strategy.
Skills and Experience
- Qualified FIA, FFA or equivalent.
- Significant experience in the 'at or in retirement' market, focused on product development and pricing activities or managerial level experience gained within a UK life insurance company and/or consultancy.
- Proven experience of leading on pricing related projects or development projects or similar.
- Excellent verbal, written communication and interpersonal skills, with the ability to present complex financial concepts in a clear and concise manner.
- Excellent ability to lead and influence others.
- Strong strategic vision and development skills.
- Understanding of the competitive landscape (both distribution and product) of the retirement income and long term care market.
- Team player with focus on leadership by example and ability to work under pressure, in a fast moving environment, to tight deadlines.
- Self‐starter who is able to deliver with little help and guidance.
Our behaviours
At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
What's in it for you
- A competitive salary, pension scheme and life assurance.
- 25 days annual leave plus an additional day on us for your birthday.
- Private medical cover and income protection, just in case.
- A generous and highly achievable bonus scheme.
- Opportunities to progress your career in‐role and within the company.
- Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders.
- A variety of employee funded benefits available via our online benefits portal.
- Plus, several additional purchase options available for you and your loved ones.
Belonging at Just
Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just. We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
Head of Retail Income Pricing in London employer: Just Group plc
At Just, we pride ourselves on being an exceptional employer, offering a dynamic work environment where strategic thinkers can thrive. As the Head of Retail Income Pricing, you'll not only lead innovative pricing strategies but also benefit from a culture that values collaboration, diversity, and personal growth. With competitive salaries, generous leave, and a commitment to employee well-being, Just is dedicated to making a meaningful impact in the lives of our customers and our team members alike.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Retail Income Pricing in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their pricing strategies and be ready to discuss how your experience aligns with their goals. Show them you're not just another candidate!
✨Tip Number 3
Practice your pitch! Be clear about your achievements and how they relate to the role of Head of Retail Income Pricing. Confidence is key, so rehearse until you can present your story smoothly.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in being part of our team at Just.
We think you need these skills to ace Head of Retail Income Pricing in London
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience in pricing strategy and the retirement income market. We want to see how your skills align with our needs, so don’t hold back on showcasing your relevant achievements!
Showcase Your Leadership Skills:As a Head of Retail Income Pricing, you'll be leading a team. Use your application to demonstrate your leadership style and any successful projects you've managed. We love seeing examples of how you've influenced others and driven results.
Be Clear and Concise:When writing your application, keep it straightforward. We appreciate clear communication, especially when it comes to complex financial concepts. Make sure your points are easy to understand and directly related to the role.
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Just Group plc
✨Know Your Numbers
As a Head of Retail Income Pricing, you'll need to demonstrate your expertise in pricing data and models. Brush up on key metrics and be ready to discuss how you've used data to drive pricing strategies in the past. Show them you can turn numbers into actionable insights!
✨Showcase Your Leadership Skills
This role requires leading a high-performing team, so be prepared to share examples of how you've successfully led teams in the past. Highlight your ability to inspire and influence others, especially in fast-paced environments. They want to see that you can lead by example!
✨Understand the Market Landscape
Familiarise yourself with the competitive landscape of the retirement income market. Be ready to discuss current trends and how they impact pricing strategies. Showing that you have your finger on the pulse will set you apart from other candidates.
✨Communicate Clearly
Excellent communication skills are crucial for this role. Practice explaining complex financial concepts in simple terms. During the interview, aim to convey your thoughts clearly and concisely, as this will demonstrate your ability to collaborate effectively across the business.