At a Glance
- Tasks: Lead the development of innovative annuity propositions and drive cross-functional collaboration.
- Company: Join a dynamic company focused on making a positive impact in finance.
- Benefits: Competitive salary, generous leave, private medical cover, and career progression opportunities.
- Other info: Be part of a diverse and inclusive culture that values innovation and collaboration.
- Why this job: Make a real difference in the annuities market while growing your career.
- Qualifications: Strong understanding of the UK annuities market and excellent communication skills.
The predicted salary is between 60000 - 75000 £ per year.
Overview
We're looking for an exceptional Annuities Proposition Manager to join our Retail team in a brand-new role that offers the opportunity to make a lasting impact.
This is an exciting chance to take ownership of our annuity proposition roadmap, act as the business's senior annuity subject matter expert, and play a pivotal role in delivering our ambitious growth plans.
Working at the heart of the business, you'll lead the development and optimisation of our annuity propositions, ensuring they remain commercially competitive, deliver outstanding customer outcomes, and meet evolving regulatory requirements.
Key Responsibilities
- Lead the development and continuous improvement of our annuity propositions, including the preparation and presentation of robust business cases.
- Own the annuity proposition roadmap and define proposition changes, integrations and operational readiness requirements.
- Drive cross-functional delivery across actuarial, pricing, operations, change and wider business teams.
- Work closely with pricing and actuarial colleagues to ensure product features align with funding strategies, risk appetite and capital considerations.
- Act as the senior annuity proposition SME, providing expert guidance across pricing, underwriting and distribution.
- Partner with Technical and Governance teams to ensure propositions operate within established governance, approval and value assessment frameworks, while maintaining compliance with Consumer Duty, PROD and FCA requirements.
- Use MI, customer insight and market intelligence to identify opportunities, improve proposition performance and enhance customer outcomes.
- Influence senior stakeholders and represent the annuity proposition both internally and externally.
- Build and maintain strong relationships with key internal stakeholders and external partners.
- Lead the development and ongoing enhancement of annuity propositions, including the preparation and delivery of supporting business cases.
- Lead definition of proposition changes, including integrations and operational readiness.
Skills and Experience
- A strong understanding of the UK annuities market, including key market dynamics, providers, distribution channels and intermediary networks.
- Excellent commercial and analytical capability, with the ability to assess opportunities, manage trade-offs and think strategically to support business growth.
- Proven experience influencing and building credibility with senior stakeholders, using insight and expertise to drive decision-making.
- Excellent communication and leadership capability, with the ability to engage, inspire and align diverse audiences around a shared vision.
- Knowledge of annuity pricing dynamics, longevity risk and capital considerations, and how these factors influence proposition design and performance.
- Strong cross-functional leadership without direct authority, confidence and credibility to challenge constructively, influence effectively and navigate complex stakeholder environments.
- Ability to communicate complex information in a clear, structured and compelling way, particularly when presenting to executive and senior leadership audiences.
- Our behaviours
At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you.
You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.
- What’s in it for you
- A competitive salary, pension scheme and life assurance
- 25 days annual leave plus an additional day on us for your birthday
- Private medical cover and income protection, just in case
- A generous and highly achievable bonus scheme
- Opportunities to progress your career in-role and within the company
- Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
- A variety of employee funded benefits available via our online benefits portal
- Plus, several additional purchase options available for you and your loved ones
- Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making.
Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.
- We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.
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