Actuary (Pricing)

Are you a qualified actuary with a passion for pricing, innovation, and data-driven decision-making?

We're looking for an experienced Actuary (Pricing) to join our Retail Actuarial & Reinsurance Team in a key role where you'll help drive the evolution of our pricing capabilities, technology and data analytics.

Reporting into the Head of Retail Actuarial, you will lead a team responsible for developing and enhancing pricing models, tools, and databases, while identifying opportunities to automate processes, improve efficiency, and deliver better outcomes for customers and the business.

This is an exciting opportunity for someone who enjoys combining technical actuarial expertise, modern technologies, and line management to make a real impact.

About Just

We help people achieve a better later life.

That’s our purpose and it’s the reason we exist.

We are a fast-growing company helping customers enjoy the retirement they deserve.

We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

This is a brilliant time to join our business. We are on an exciting growth journey to become the UK’s most loved retirement expert.

Key Responsibilities

• Support in the development, testing, and enhancement of pricing models, tools, and databases used across the Retail Actuarial function
• Oversee the production of pricing management information, improving reporting accuracy and timeliness.
• Support processes which help manage the company’s insurance risks, in-relation to Retail products.
• Partner with actuarial teams across the business to identify opportunities to leverage new technologies, best practices, and innovative approaches.
• Drive automation and process improvement across the Retail Actuarial team, reducing manual activity and enhancing operational efficiency.
• Provide technical sign-off for business documents and systems, ensuring technical accuracy and clear communication
• Champion customer-centric improvements, helping to deliver fair outcomes and enhanced customer journeys.
• Lead, coach, and develop Actuarial Analysts and Actuarial Assistants, setting objectives and supporting their professional growth.

Skills and Experience

• Fully qualified FIA or FFA Actuary, or equivalent degree/professional qualification in Mathematics or a related subject.
• A background in pricing and/or project work relating in the life/health insurance industry.
• Excellent communication skills, with the ability to present complex technical concepts to both actuarial and non-actuarial stakeholders, including senior leadership.
• Proven experience developing tools, models, and processes using modern technology and coding-based solutions.
• Good technical and analytical skills.
• Advanced knowledge of Excel and VBA and good knowledge of Python, Julia and/or R an advantage. Must have experience of building and maintaining models from the ground up.
• Good problem solving and resolution skills.
• A collaborative mindset with a genuine desire to help build and grow a successful business.
• Experience using Agentic AI and emerging technologies to improve efficiency and automate processes (desirable but not essential)
• Experience working with large-scale datasets and modern data platforms, such as Microsoft Fabric (desirable but not essential)
• Our behaviours

At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you.

You’ll be part of a company with a strong and distinctive culture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.

• What’s in it for you
• A competitive salary, pension scheme and life assurance
• 25 days annual leave plus an additional day on us for your birthday
• Private medical cover and income protection, just in case
• A generous and highly achievable bonus scheme
• Opportunities to progress your career in-role and within the company
• Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders
• A variety of employee funded benefits available via our online benefits portal
• Plus, several additional purchase options available for you and your loved ones

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making.

Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.

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