Compliance Officer / Deputy MLRO FCA-authorised Electronic Money Institution — London (hybrid) ~1 day per week in the London office rest from home ~ Reporting to the Compliance Manager / MLRO, you will deputise across the full financial crime remit — AML/CTF, sanctions, fraud, anti-bribery and corruption — while also covering wider regulatory compliance including Consumer Duty, Safeguarding, Operational Resilience and Data Protection. A rare opportunity to shape the compliance architecture of an EMI combining digital-money and alternative-asset services. Deputise for the MLRO on suspicious activity reporting, FCA liaison and day-to-day oversight of the AML/CTF programme Lead the business-wide financial crime risk assessment and underpinning governance (committee charters, MI, escalation) Quality-assure CDD/EDD, transaction monitoring and sanctions screening across both fiat and bullion-linked flows Review complex and higher-risk files — PEPs, high-value purchases, cross-border payment corridors Refine transaction-monitoring rules, thresholds and typologies; Prepare MI and reporting for senior management and Board-level financial crime committees Contribute to the annual MLRO Report, Consumer Duty annual report and wider regulatory reporting Partner with technology on automated monitoring, screening and analytics, including data-quality remediation Deliver targeted regulatory training across payments, bullion fulfilment and customer-facing teams 7+ years in AML / financial crime compliance within a regulated payments or EMI environment ~ Recognised AML qualification (ICA Diploma, ACAMS Certified AML Specialist, or equivalent) ~ Credibility with the FCA, auditors and law-enforcement counterparts ~ Comfort interpreting data-driven monitoring outputs and engaging on compliance tooling and APIs ~ Strong written communication — Board MI, SAR drafting and policy work Share options, enhanced annual leave and workplace pension Genuine influence over the FC and broader compliance framework at a growth-stage EMI
Compliance Analyst (Monitoring & Aml) in City of London
