At a Glance
- Tasks: Lead credit risk strategy and develop innovative approaches to enhance customer outcomes.
- Company: Fast-growing FinTech lender with a dynamic London team.
- Benefits: Competitive salary, flexible working, and opportunities for professional growth.
- Why this job: Make a real impact in the evolving world of consumer finance and AI.
- Qualifications: 5+ years in credit risk, strong data skills, and experience with SQL/Python.
- Other info: Join a small team where your ideas can drive significant change.
The predicted salary is between 48000 - 72000 £ per year.
This rapidly-growing FinTech lender are looking for a Senior Credit Risk Manager to join their small London team. The role will cover all areas of credit risk and strategy and the ideal candidate will come from a consumer finance background, with experience in credit risk/analytics.
Responsibilities
- Develop new approaches to credit risk and affordability
- Build processes that focus on customer outcomes, operational efficiency and commercial goals
- Drive credit performance and reduce arrears rates across risk
- Utilise data and AI to identify trends and improve processes
- Ensure compliance, legal and regulatory standards
Requirements
- 5+ years of credit experience in the consumer finance space
- Experience using data and AI to drive results
- Experience with SQL/Python and Open Banking
Senior Credit Risk Manager employer: JSS Search
Contact Detail:
JSS Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Manager
✨Tip Number 1
Network like a pro! Reach out to folks in the FinTech space, especially those who work in credit risk. A friendly chat can lead to insider info about job openings that aren't even advertised yet.
✨Tip Number 2
Show off your skills! When you get the chance to meet potential employers, be ready to discuss how you've used data and AI in your previous roles. Real-life examples will make you stand out from the crowd.
✨Tip Number 3
Prepare for interviews by brushing up on your SQL and Python skills. You might be asked to solve a problem on the spot, so being sharp will show you're the right fit for the Senior Credit Risk Manager role.
✨Tip Number 4
Don't forget to apply through our website! We love seeing candidates who are proactive and engaged. Plus, it gives us a chance to see your application in the best light possible.
We think you need these skills to ace Senior Credit Risk Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Manager role. Highlight your experience in consumer finance and any specific projects where you've used data and AI to drive results. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how you can contribute to our team. Be sure to mention your experience with SQL/Python and how it relates to the role.
Showcase Your Achievements: When detailing your past roles, focus on your achievements rather than just responsibilities. Use metrics to demonstrate how you've driven credit performance or reduced arrears rates. Numbers speak volumes, and we love seeing tangible results!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at JSS Search
✨Know Your Numbers
As a Senior Credit Risk Manager, you'll need to demonstrate your expertise in credit analytics. Brush up on key metrics and trends in consumer finance, and be ready to discuss how you've used data and AI to drive results in your previous roles.
✨Showcase Your Strategic Thinking
This role requires developing new approaches to credit risk. Prepare examples of how you've built processes that focus on customer outcomes and operational efficiency. Think about specific strategies you've implemented and the impact they had on credit performance.
✨Familiarise Yourself with Compliance Standards
Compliance is crucial in this industry. Make sure you understand the legal and regulatory standards relevant to credit risk management. Be prepared to discuss how you've ensured compliance in your past roles and any challenges you faced.
✨Get Comfortable with Tech
Since the job mentions SQL, Python, and Open Banking, make sure you're ready to talk about your technical skills. If you've used these tools to analyse data or improve processes, have specific examples at the ready to showcase your proficiency.