At a Glance
- Tasks: Join a dynamic credit team and recommend new business proposals.
- Company: Be part of a respected challenger bank making waves in the finance industry.
- Benefits: Enjoy a competitive salary, discretionary bonus, and great benefits.
- Why this job: This role offers growth, collaboration, and the chance to impact financial decisions.
- Qualifications: 3+ years of credit analysis and underwriting experience required.
- Other info: Ideal for those who thrive in fast-paced environments and understand regulations.
The predicted salary is between 30000 - 70000 £ per year.
Exciting opportunity to join a well-respected and high-performing credit team within an established challenger bank. Ideal for someone with prior credit analysis and underwriting experience (3 years minimum) and an understanding of the regulatory environment.
Responsibilities
- Recommending new business proposals within approved authority
- Apply the asset finance lending policy and standards
- Manage internal and external stakeholder relationships
- Partner with internal teams to confirm suitability of assets
Requirements
- Credit underwriting experience, ideally within asset finance
- Experience in fast paced environment
- Familiarity with regulatory environment
Circa £50k + discretionary bonus & benefits
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Credit Analyst employer: JSS Search
Contact Detail:
JSS Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Make sure to highlight your previous credit analysis and underwriting experience during the interview. Be prepared to discuss specific cases where you successfully recommended business proposals or managed stakeholder relationships.
✨Tip Number 2
Familiarize yourself with the asset finance lending policy and standards of the bank. This will not only help you answer questions more effectively but also demonstrate your proactive approach and genuine interest in the role.
✨Tip Number 3
Network with professionals in the credit analysis field, especially those who work in asset finance. They can provide valuable insights into the company culture and expectations, which can give you an edge during the interview process.
✨Tip Number 4
Stay updated on the latest regulatory changes affecting the credit industry. Being knowledgeable about the regulatory environment will show that you are well-prepared and capable of navigating the complexities of the role.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your credit analysis and underwriting experience. Focus on relevant achievements and responsibilities that align with the job description, especially your familiarity with the regulatory environment.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific experiences that demonstrate your ability to recommend new business proposals and manage stakeholder relationships effectively.
Highlight Relevant Skills: In your application, emphasize skills that are crucial for the role, such as your experience in a fast-paced environment and your understanding of asset finance lending policies. Use examples to illustrate how you've successfully applied these skills in previous roles.
Proofread Your Application: Before submitting, carefully proofread your application for any errors or inconsistencies. A polished application reflects your attention to detail, which is essential for a Credit Analyst position.
How to prepare for a job interview at JSS Search
✨Showcase Your Credit Analysis Experience
Be prepared to discuss your previous credit analysis and underwriting experiences in detail. Highlight specific projects or cases where you successfully assessed creditworthiness and made recommendations.
✨Understand the Regulatory Environment
Familiarize yourself with the current regulatory landscape affecting credit analysis and asset finance. Be ready to discuss how these regulations impact decision-making and risk assessment in your previous roles.
✨Demonstrate Stakeholder Management Skills
Prepare examples of how you've effectively managed relationships with both internal and external stakeholders. Emphasize your communication skills and ability to collaborate with different teams to achieve common goals.
✨Adaptability in Fast-Paced Environments
Share experiences that showcase your ability to thrive in fast-paced settings. Discuss how you prioritize tasks, manage time effectively, and maintain accuracy under pressure, which is crucial for a role in a challenger bank.