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For Companies At a Glance
- Tasks: Lead risk management and compliance to protect customers and promote sustainable growth.
- Company: Join a values-driven UK bank focused on ethical banking and social impact.
- Benefits: Enjoy 30 days holiday, private healthcare, and support for professional development.
- Why this job: Make a difference in banking while shaping a proactive risk culture.
- Qualifications: Extensive senior risk leadership experience in banking, ideally with SMEs.
- Other info: This role offers a unique chance to blend risk expertise with purpose.
The predicted salary is between 72000 - 108000 £ per year.
Lead with purpose. Shape the future of ethical banking. We are a long-established, values-driven UK bank with a mission to deliver positive social impact through ethical and responsible banking. Serving a diverse mix of individual customers, charities, social enterprises, and mission-aligned businesses, we offer a meaningful alternative to traditional financial institutions.
As CRO, you’ll be responsible for overseeing the Bank’s risk management framework across all risk types — credit, operational, market, regulatory, and reputational. You’ll lead the second line of defence, contribute to key governance committees, and engage directly with regulators. This is a SMF4 and SMF16 role, with oversight of the MLRO and DPO. You will work closely with the CEO and senior leadership to embed a proactive, values-aligned risk culture across the business.
What You’ll Bring
- Extensive experience in a senior risk leadership role within banking (ideally SME-focused)
- In-depth understanding of secured lending in the £0.5m–£5m range
- Demonstrable success in developing and evolving risk frameworks
- Strong regulatory understanding, including SMCR
- Clear communication, sound judgement, and a collaborative approach
- Previous SMF4 experience
- Experience in socially focused sectors (e.g. not-for-profit, healthcare, education, housing)
- Familiarity with ICAAP, ILAAP, operational resilience
Why Join Us?
- Be part of a bank that gives money meaning
- Work with people passionate about making a difference
- Enjoy a generous benefits package including 30 days holiday, private healthcare, wellbeing allowance, and an ethical pension scheme
- Birthday leave, volunteering days, and support for professional development
This is your opportunity to combine deep risk expertise with a powerful sense of purpose. Selected applicants will be provided a more detailed job description.
Chief Risk Officer (SMF4) employer: JR United Kingdom
Contact Detail:
JR United Kingdom Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Chief Risk Officer (SMF4)
✨Tip Number 1
Network with professionals in the banking and risk management sectors. Attend industry events, webinars, or conferences where you can meet people who are already working in similar roles. This can help you gain insights into the company culture and expectations for the Chief Risk Officer position.
✨Tip Number 2
Familiarise yourself with the bank's values and mission. Since this role is focused on ethical banking, understanding how the bank integrates social impact into its operations will be crucial. Tailor your conversations to reflect your alignment with their purpose during networking or interviews.
✨Tip Number 3
Prepare to discuss your experience with risk frameworks and regulatory compliance in detail. Be ready to provide examples of how you've successfully implemented risk management strategies in previous roles, particularly in socially focused sectors, as this will resonate well with the bank's mission.
✨Tip Number 4
Engage with the bank's online presence. Follow them on social media, read their latest news, and understand their recent initiatives. This knowledge will not only help you in interviews but also demonstrate your genuine interest in the organisation and its goals.
We think you need these skills to ace Chief Risk Officer (SMF4)
Some tips for your application 🫡
Understand the Role: Thoroughly read the job description for the Chief Risk Officer position. Make sure you understand the responsibilities and requirements, especially the emphasis on ethical banking and risk management frameworks.
Tailor Your CV: Highlight your extensive experience in senior risk leadership roles within banking. Focus on your achievements related to developing risk frameworks and your understanding of secured lending, particularly in the specified range.
Craft a Compelling Cover Letter: In your cover letter, express your passion for ethical banking and how your values align with the bank's mission. Discuss your previous SMF4 experience and how it prepares you for this role.
Showcase Relevant Skills: Emphasise your strong regulatory understanding, communication skills, and collaborative approach. Provide examples of how you've successfully engaged with regulators and contributed to governance committees in past roles.
How to prepare for a job interview at JR United Kingdom
✨Understand the Ethical Banking Landscape
Familiarise yourself with the principles of ethical banking and how they apply to risk management. Be prepared to discuss how your values align with the bank's mission to deliver positive social impact.
✨Demonstrate Your Risk Management Expertise
Prepare to showcase your extensive experience in risk leadership, particularly in areas relevant to the role such as credit, operational, and regulatory risks. Use specific examples from your past roles to illustrate your success in developing risk frameworks.
✨Engage with Regulatory Knowledge
Brush up on your understanding of the Senior Managers and Certification Regime (SMCR) and other relevant regulations. Be ready to discuss how you have navigated regulatory challenges in previous positions.
✨Showcase Your Collaborative Approach
Highlight your ability to work closely with senior leadership and regulators. Prepare examples that demonstrate your clear communication skills and sound judgement in fostering a proactive risk culture within an organisation.
