At a Glance
- Tasks: Guide clients through the home lending process and provide expert advice.
- Company: Join JPMorgan Chase, a leading financial services firm dedicated to helping customers achieve their financial goals.
- Benefits: Enjoy competitive pay, health coverage, tuition reimbursement, and mental health support.
- Why this job: Make a real impact in people's lives while growing your career in a supportive team environment.
- Qualifications: Bachelor's degree or equivalent experience, plus 3+ years in mortgage lending and sales.
- Other info: This role requires NMLS registration and compliance with financial regulations.
The predicted salary is between 100000 - 140000 £ per year.
Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers’ chief point of contact throughout the life of the loan while the Home Lending team supports you by sharing demonstrated knowledge in this area of specialization. You will adhere to all regulatory requirements while marketing and promoting the financial products offered by Chase. You will have a unique opportunity to grow your career while making a significant impact on our business.
As a Senior Home Lending Advisor in Chase Home Lending, you will join a motivated team dedicated to guiding clients to fulfilling the dream of homeownership.
Job Responsibilities- Coaches and mentors the branch team by providing training on products and services.
- Works together with bankers, meets with their customers and introduces new clients to bankers for additional products and services.
- Collaborates with your team to create an outstanding customer experience by utilizing centrally managed direct mail, media advertisements, cross-sell efforts, relocation programs, statement programs, Chase.com, electronic newsletters, outbound lead sourcing, and other marketing efforts.
- Develops a strong partnership with the assigned retail branches to promote mortgage loan originations (in footprint territories), and functions well within formal and dotted-line reporting relationships.
- Builds role as the internal and external mortgage expert and maintains good relationships with customers.
- Exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer's financial needs, goals, and circumstances.
- Bachelor's degree or equivalent work experience in sales and/or real estate.
- 3+ years of mortgage lending and proven sales experience in retail banking.
- Knowledge of real estate market in local area.
- Excellent written and oral communication skills.
- Knowledge of FHA, VA, FNMA, and FHLMC guidelines.
- FHA/VA sales experience.
- Marketing, promoting, relationship building, and consulting skills.
- Intermediate PC skills in a Windows environment.
This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.
In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.
Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting.
About UsChase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
Equal Opportunity Employer/Disability/VeteransAbout The Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.
Senior Home Lending Advisor - St George, UT employer: JPMorganChase
Contact Detail:
JPMorganChase Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Home Lending Advisor - St George, UT
✨Tip Number 1
Familiarise yourself with the local real estate market in St George, UT. Understanding the specific trends and demands in your area will not only help you in interviews but also demonstrate your commitment to serving clients effectively.
✨Tip Number 2
Network with professionals in the mortgage lending and real estate sectors. Attend local events or join online forums to connect with others in the industry, which can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Brush up on your knowledge of FHA, VA, FNMA, and FHLMC guidelines. Being well-versed in these regulations will position you as a knowledgeable candidate who can navigate the complexities of home lending.
✨Tip Number 4
Prepare to discuss your sales experience in detail. Be ready to share specific examples of how you've successfully guided clients through the lending process, showcasing your consultative skills and ability to build strong relationships.
We think you need these skills to ace Senior Home Lending Advisor - St George, UT
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in mortgage lending and sales. Emphasise your understanding of home lending products and any specific achievements that demonstrate your expertise in this area.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for helping clients achieve homeownership. Mention your experience with FHA, VA, FNMA, and FHLMC guidelines, and how you can contribute to the team at JPMorgan Chase.
Highlight Your Communication Skills: Since excellent written and oral communication skills are crucial for this role, provide examples in your application that demonstrate your ability to communicate effectively with clients and colleagues.
Showcase Your Teamwork Experience: Discuss your experience working collaboratively with teams, especially in a banking or financial services context. Highlight any mentoring or coaching roles you've had, as this is important for the Senior Home Lending Advisor position.
How to prepare for a job interview at JPMorganChase
✨Showcase Your Knowledge of Home Lending Products
As a Senior Home Lending Advisor, it's crucial to demonstrate your understanding of various home lending products. Be prepared to discuss specific products like FHA, VA, FNMA, and FHLMC guidelines, and how they can benefit potential clients.
✨Emphasise Your Sales Experience
Highlight your previous sales experience in retail banking and mortgage lending. Share specific examples of how you've successfully guided clients through the loan process and achieved sales targets.
✨Demonstrate Consultative Skills
During the interview, showcase your consultative skills by discussing how you assess clients' financial needs and provide tailored recommendations. Use real-life scenarios to illustrate your approach to building relationships with customers.
✨Prepare for Regulatory Questions
Since this role involves adhering to regulatory requirements, be ready to answer questions about compliance and the Dodd Frank/Truth in Lending Act. Familiarise yourself with these regulations to show your commitment to ethical lending practices.