At a Glance
- Tasks: Conduct credit analysis and support lending transactions for diverse Real Estate clients.
- Company: Join JPMorgan Chase, a leader in financial services with a collaborative culture.
- Benefits: Gain valuable experience, competitive salary, and opportunities for professional growth.
- Other info: Dynamic role with opportunities to work on special projects and enhance your career.
- Why this job: Make a real impact by managing credit risk and driving innovation in finance.
- Qualifications: Bachelor’s degree in Business or Finance; analytical skills and teamwork are essential.
The predicted salary is between 40000 - 50000 £ per year.
Bring your talents and passion to JPMorgan Chase. In this role, you will work with a diverse range of Real Estate corporate clients (leveraged, financial sponsored, and investment grade), Commercial Real Estate property and portfolio transactions, and Real Estate fund financings across APAC and EMEA. If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and emerging risks and applying your skills and judgement to solve real-world challenges that impact our company, customers, and communities, then this opportunity is for you.
As a Wholesale Credit Risk Analyst in the Wholesale Credit Risk team, you will be playing a crucial role in helping drive credit risk management for a diverse portfolio of clients. You’ll leverage your analytical skills and industry knowledge to support credit recommendations, monitor a portfolio of dynamic clients, and contribute to innovation and efficiency improvements. You will work closely with industry, coverage, and product teams to support business needs, conduct credit analysis, and create credit approval documents.
We value motivated, inquisitive professionals who thrive in collaborative environments and are passionate about making an impact.
Job responsibilities:- Conduct credit analysis and support deal teams in seeking approval for lending and trading-related transactions.
- Create written credit approval documents, including the spreading and presentation of historical financial statement information and related financial analysis.
- Develop a well-informed and forward-looking view of business, financial, and competitive risks for organizations and their sectors, and assess risk ratings.
- Take ownership of special projects and provide creative suggestions to enhance output.
- Help drive and support innovation and continuous efficiency improvements.
- Collaborate with coverage and product groups to support business needs.
- Communicate findings and recommendations effectively to stakeholders.
- Maintain high standards of accuracy and compliance in all credit risk activities.
- Bachelor’s Degree in Business, Finance, or a related field.
- Some experience gained in a credit analysis role within comparable corporate, institutional and/or investment banking.
- Academic training in accounting principles, corporate finance, capital markets products, and macroeconomics.
- Strong analytical and financial assessment abilities.
- Outstanding verbal and written communication skills, with strong interpersonal skills.
- Exceptional work ethic and motivation to learn.
- Inquisitive personality with a passion for continuous improvement.
- Ability to work effectively in a team environment.
- Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word.
- Familiarity or previous working experience with Real Estate clients or lending structures.
- Previous experience with DCF modelling.
- Proven ability to drive process improvements.
- Experience working in multinational organizations.
Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst in London employer: JPMorganChase
Contact Detail:
JPMorganChase Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you stand out and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your relevant experience.
✨Tip Number 4
Don’t forget to follow up after your interviews! A simple thank-you email can go a long way in keeping you top of mind. And remember, apply through our website for the best chance at landing that dream job!
We think you need these skills to ace Wholesale Credit Risk APAC/EMEA – Real Estate – Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that match the job description. Highlight any relevant credit analysis experience and your understanding of real estate finance to catch our eye!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a great fit for the role. Be genuine and let your personality come through.
Showcase Your Analytical Skills: Since this role involves a lot of credit analysis, be sure to mention specific examples where you've successfully used your analytical skills. We love seeing how you've tackled challenges in the past!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team!
How to prepare for a job interview at JPMorganChase
✨Know Your Numbers
Brush up on your financial analysis skills, especially around credit metrics and DCF modelling. Be prepared to discuss how you would assess the financial health of a Real Estate client and what key indicators you would focus on.
✨Showcase Your Team Spirit
Since collaboration is key in this role, think of examples where you've successfully worked in a team. Be ready to share how you contributed to group projects and how you can bring that collaborative spirit to the Credit Risk team.
✨Stay Inquisitive
Demonstrate your passion for continuous improvement by discussing recent trends in the Real Estate market or emerging risks in credit analysis. Show that you're not just knowledgeable but also eager to learn and adapt.
✨Communicate Clearly
Practice articulating your thoughts clearly and concisely. You’ll need to communicate findings effectively, so consider preparing a brief presentation on a relevant topic to showcase your verbal and written communication skills.