At a Glance
- Tasks: Lead the development of innovative credit card propositions and strategies for the UK market.
- Company: Join Chase UK, a digital bank revolutionising mobile banking experiences.
- Benefits: Competitive salary, diverse culture, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on diversity and inclusion.
- Why this job: Make a real impact in shaping the future of banking with cutting-edge technology.
- Qualifications: 5+ years in proposition management and strong knowledge of the UK credit card market.
The predicted salary is between 70000 - 90000 £ per year.
We know that people want great value combined with an excellent experience from a bank they can trust, so we launched our digital bank, Chase UK, to revolutionise mobile banking with seamless journeys that our customers love. We're already trusted by millions in the US and we're quickly catching up in the UK – but how we do things here is a little different. We're building the bank of the future from scratch, channelling our start-up mentality every step of the way – meaning you'll have the opportunity to make a real impact.
As a Proposition Manager at JPMorgan Chase within the International Consumer Bank, you will be a part of a flat-structure organization. Your responsibilities are to deliver end-to-end cutting-edge solutions in the form of cloud-native microservices architecture applications leveraging the latest technologies and the best industry practices. You are expected to be involved in the design and architecture of the solutions while also focusing on the entire SDLC lifecycle stages. Our Product team is at the heart of this venture, focused on getting smart ideas into the hands of our customers. We're looking for people who have a curious mindset, thrive in collaborative squads, and are passionate about new technology. By their nature, our people are also solution-oriented, commercially savvy and have a head for fintech. We work in tribes and squads that focus on specific products and projects – and depending on your strengths and interests, you'll have the opportunity to move between them.
While we’re looking for professional skills, culture is just as important to us. We understand that everyone's unique – and that diversity of thought, experience and background is what makes a good team, great. By bringing people with different points of view together, we can represent everyone and truly reflect the communities we serve. This way, there's scope for you to make a huge difference – on us as a company, and on our clients and business partners around the world.
Key Responsibilities- Product Strategy & Roadmap: Define, prioritize and own the end-to-end Credit Card proposition backlog for the UK market. Translate customer needs, competitive landscape and financial objectives into a clear multi-year roadmap.
- Commercial & Financial Performance: Set pricing and promotional structures to achieve annual new-business and profitability targets. Collaborate with Finance, Credit and Commercial teams to model unit economics, track P&L impact and optimize margin.
- Risk & Compliance Management: Partner with Credit Risk and Legal to ensure propositions comply with UK unsecured-lending regulations. Monitor Customer Outcome Indicators and risk metrics to identify emerging issues and mitigate potential harms.
- Market & Customer Insights: Conduct primary and secondary market research, competitor benchmarking and ongoing customer feedback analysis. Use data-driven insights to identify new or iterate on existing features, messaging and channel strategies that improve customer satisfaction.
- Cross-Functional Leadership: Lead product-lifecycle activities including discovery, ideation, requirements definition and post-launch value management. Influence senior stakeholders through concise briefings, presentations and business cases.
- In-depth knowledge of unsecured-lending products and the UK credit-card market.
- Demonstrated expertise in risk management across credit, conduct and operational dimensions.
- Solid understanding of UK regulatory framework for unsecured lending (e.g., CONC, CCA).
- Analytical and strategic thinking: Ability to analyze data, interpret trends, and translate strategy into actionable plans and initiatives. Commercial acumen with a track record of developing and managing profitable propositions.
- Excellent verbal and written communication—able to simplify complex ideas for diverse audiences.
- Proven success leading product-life-cycle processes within a matrixed, multi-stakeholder environment.
- Exceptional influencing skills with senior leaders and governance forums.
- 5+ years in proposition management, commercial strategy or marketing of financial services products.
- Experience working in or alongside credit-risk and compliance functions.
Join us to help elevate our Credit Card offering—delivering innovative, customer-centric propositions that balance growth, profitability and responsible lending.
UK Propositions Lead - Credit Cards in London employer: JPMorganChase
JPMorganChase is an exceptional employer, offering a dynamic work environment in Greater London where innovation thrives. With a strong commitment to diversity and inclusion, employees benefit from collaborative agile teams, extensive professional development opportunities, and the chance to work on cutting-edge technology products that shape the future of finance. Join us to be part of a culture that values your contributions and supports your growth.
StudySmarter Expert Advice🤫
We think this is how you could land UK Propositions Lead - Credit Cards in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like JPMorganChase. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace UK Propositions Lead - Credit Cards in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to JPMorganChase.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on JPMorganChase's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at JPMorganChase
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with JPMorganChase.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at JPMorganChase will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former JPMorganChase employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
