At a Glance
- Tasks: Join our team to structure and manage innovative financial transactions for clients.
- Company: Be part of J.P. Morgan, a leader in global finance with over 200 years of experience.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Collaborative culture with opportunities for growth and learning in a fast-paced environment.
- Why this job: Make a real impact by optimising clients' working capital with tailored financial solutions.
- Qualifications: Degree in finance or related field; strong teamwork and problem-solving skills required.
The predicted salary is between 50000 - 70000 € per year.
Join the Trade & Working Capital team! As a Transactor within Trade & Working Capital's Structured Working Capital team, you will be responsible for structuring, executing and managing structured receivables and inventory finance transactions. You will work closely with clients to understand their working capital objectives, identify opportunities and recommend customized structures. Collaborate on transactions ranging from bilateral receivables purchase structures to multibillion-dollar syndicated inventory financing, all designed to optimize our clients' global working capital flows.
Trade & Working Capital (T&WC) is a division of JPMorgan Payments. For more than 200 years, J.P. Morgan has helped clients make trade payments, access liquidity, and manage risk. We connect counterparties with market-leading Traditional Trade, Supply Chain Finance, and Export Finance solutions. Our institutional strength, practical expertise, comprehensive technology, and unparalleled network enable us to deliver powerful global solutions, when and where our clients need them.
Job Responsibilities:
- Works closely with the Trade Sales and Global Corporate Banking teams to recommend structured off-balance sheet solutions to enhance working capital position for clients within specific sectors.
- Partners with finance, product, legal and risk functional colleagues to ensure seamless product delivery for structures which can be adapted to meet bespoke customer needs.
- Supports senior members of the team to pitch, structure and execute transactions bringing innovative solutions to complex problems.
- Prepares and reviews data analysis including cash flow models, stress test models and other analytical tools.
- Identifies opportunities and recommends customized financial structures.
- Develops expertise in transaction execution including socializing with internal partners, preparing credit analysis and approval materials, leading approval discussions, guiding operational processes, and negotiating legal documentation.
- Understands and assesses competition, capital markets, accounting, macroeconomic and regulatory dynamics.
Required qualifications, skills and capabilities:
- Structuring and transaction experience, with strong working knowledge of corporate finance, corporate credit and legal risk.
- Bachelor's degree in finance, business, economics, or a related field.
- Ability to work collaboratively in a team environment.
- Ability to work closely with clients, understand their needs, and develop customized financial solutions.
- Proactive mindset with capability to identify issues and develop solutions independently.
- Strong understanding of financial modeling, structuring, and analysis.
- Proficiency in financial software and tools.
- Innovative thinking to bring solutions to complex problems.
- Effective communication for pitching, structuring, and executing transactions, as well as leading approval discussions.
- Capability to support senior team members and guide operational processes.
Structured Working Capital- Payments - Associate - London employer: JPMorganChase
At J.P. Morgan, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters collaboration and innovation within our Trade & Working Capital team in London. Employees benefit from comprehensive training and development opportunities, enabling them to grow their expertise in structured finance while working on high-impact transactions that optimise clients' working capital. Our commitment to diversity, inclusion, and employee well-being ensures a supportive environment where every team member can thrive and contribute to meaningful solutions for our clients.
StudySmarter Expert Advice🤫
We think this is how you could land Structured Working Capital- Payments - Associate - London
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join relevant groups on LinkedIn, and don’t be shy about reaching out to current employees at companies you’re interested in. You never know who might help you land that dream job!
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their working capital solutions and think about how your skills can contribute. Practice common interview questions and have your own questions ready to show your interest. We want to see your enthusiasm!
✨Tip Number 3
Showcase your skills through real-life examples. When discussing your experience, focus on specific projects or challenges you've tackled that relate to structured finance or working capital. This will help us see how you can bring value to our team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team. Let’s make it happen together!
We think you need these skills to ace Structured Working Capital- Payments - Associate - London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Structured Working Capital role. Highlight any relevant transaction experience and your understanding of corporate finance to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about working in Trade & Working Capital and how you can contribute to our team. Be specific about your achievements and how they relate to the job.
Showcase Your Analytical Skills:Since this role involves data analysis and financial modelling, make sure to mention any relevant projects or tools you've used. We love seeing candidates who can bring innovative solutions to complex problems!
Apply Through Our Website:We encourage you to apply directly through our website for a smoother application process. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team!
How to prepare for a job interview at JPMorganChase
✨Know Your Stuff
Make sure you brush up on your knowledge of structured finance and working capital solutions. Understand the key concepts and be ready to discuss how they apply to real-world scenarios. This will show that you're not just familiar with the theory but can also think critically about practical applications.
✨Showcase Your Analytical Skills
Prepare to demonstrate your financial modelling and analytical abilities. Bring examples of cash flow models or stress test models you've worked on, and be ready to explain your thought process. This will highlight your capability to handle complex financial structures and make informed recommendations.
✨Be Client-Focused
Since the role involves working closely with clients, think of ways to showcase your understanding of client needs. Prepare examples of how you've previously identified opportunities for clients and tailored solutions to meet their specific requirements. This will illustrate your proactive mindset and collaborative approach.
✨Practice Your Pitch
Effective communication is key in this role, so practice pitching your ideas clearly and confidently. You might even want to rehearse with a friend or mentor. Being able to articulate your thoughts on structuring transactions and leading discussions will set you apart as a strong candidate.
