At a Glance
- Tasks: Analyse structured transactions and manage credit exposures in green projects.
- Company: Join a leading firm focused on infrastructure and green economy.
- Benefits: Gain valuable experience, competitive salary, and opportunities for growth.
- Other info: Dynamic team environment with exposure to diverse industries and projects.
- Why this job: Make a real impact in sustainable finance while enhancing your analytical skills.
- Qualifications: Degree in Finance, Economics, or related field; strong financial modelling skills.
The predicted salary is between 54000 - 66000 £ per year.
Description
This role provides an opportunity to enhance your analytical skills on highly structured transactions across a range of industries and countries in a fast-paced environment.
As a Credit Risk Associate in the Infrastructure & Green Economy Credit Risk team, you will support the structuring of new transactions and management of a portfolio of existing loans and related credit exposures to greenfield and brownfield projects across multiple sectors, including energy, power, renewables, energy transition, infrastructure, and transportation assets.
You will work closely with senior team members and engage with Investment Banking, Corporate Banking, Infrastructure Financing & Advisory, Markets, and other partners across the firm.
- Job Responsibilities
- Interface closely with business teams to develop due diligence questions by reviewing contracts, forecasts, budgets, financial statements, construction reports, and operating reports.
- Use strong analytical and problem-solving skills to understand and identify risks and recommend loan and derivative structures that sufficiently protect the firm's interests in structured transactions.
- Build and maintain financial models to incorporate the impact of forward-looking risk assessments on key drivers.
- Support the execution of transactions by reviewing and structuring finance and commercial contracts and making recommendations regarding appropriate capital structures, exposure levels, and risk ratings.
- Apply corporate finance and accounting expertise to prepare credit memorandums and support credit approval and booking processes.
- Perform portfolio management activities, including analyzing amendment and waiver requests, conducting periodic credit reviews, performing ongoing counterparty and industry credit analysis, monitoring trading limits and credit ratings, and negotiating documentation revisions.
Stay current on all aspects of assigned clients, including industry trends, portfolio performance, compliance with covenants, current events, potential risks, and opportunities.
- Required Qualifications, Capabilities, and Skills
- Bachelor's degree in Accounting, Finance, Economics, Engineering, or a related field.
- Experience in financial services or consulting.
- Strong financial modeling skills and familiarity with financial statements, including the ability to analyze capital structure, profitability, project build costs, and cash flow.
- Understanding of credit risk management, commercial requirements, and front-office processes.
- Ability to work independently and effectively within a team environment.
- Strong attention to detail, organizational skills, and time management skills.
- Commercial acumen with the ability to balance risks and opportunities.
- Strong communication and interpersonal skills, with the ability to communicate complex information in a clear and organized manner.
Advanced proficiency in Excel, Power Point, and Word.
- Preferred Qualifications, Capabilities, and Skills
- Experience in infrastructure and project finance.
- Experience working on structured financing transactions.
Infrastructure & Green Economy Credit Risk – Associate in London employer: JPMorganChase
JPMorganChase is an exceptional employer, offering a dynamic work environment in Greater London where innovation thrives. With a strong commitment to diversity and inclusion, employees benefit from collaborative agile teams, extensive professional development opportunities, and the chance to work on cutting-edge technology products that shape the future of finance. Join us to be part of a culture that values your contributions and supports your growth.
StudySmarter Expert Advice🤫
We think this is how you could land Infrastructure & Green Economy Credit Risk – Associate in London
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We think you need these skills to ace Infrastructure & Green Economy Credit Risk – Associate in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to JPMorganChase.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on JPMorganChase's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at JPMorganChase
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with JPMorganChase.
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Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at JPMorganChase will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former JPMorganChase employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
