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For Companies At a Glance
- Tasks: Negotiate transactions, lead credit analysis, and manage risk portfolios in dynamic sectors.
- Company: Join J.P. Morgan, a leading Commercial & Investment Bank with a global impact.
- Benefits: Competitive salary, professional development, and opportunities to work with senior stakeholders.
- Why this job: Make a real difference in the financial landscape while developing your career.
- Qualifications: Strong credit skills, communication abilities, and experience in finance are essential.
- Other info: Collaborative environment focused on personal growth and team knowledge sharing.
The predicted salary is between 72000 - 108000 £ per year.
The role will cover a wide range of Leveraged (both Private Equity-owned and Corporate) and Investment Grade clients in the Consumer, Healthcare and Retail sectors. As a Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President in the Commercial & Investment Bank team, you will play a crucial role in negotiating and developing recommendations for new transaction approvals across a variety of products, including secured and unsecured loans, derivatives, trade, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and grading. Your role will involve structuring and documentation negotiations, as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst and Associate community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm’s balance sheet effectively.
Job responsibilities
- Negotiate and develop recommendations for new transaction approvals across various products.
- Lead due diligence and credit analysis to assess counterparty creditworthiness.
- Make recommendations on appropriate structure, risk appetite, and grading.
- Lead structuring and documentation negotiations for Investment Grade or Leveraged facilities.
- Commit to personal development and foster team knowledge through coaching and training.
- Manage ongoing credit risk portfolio, including monitoring credit ratings, sector trends, and client performance.
- Balance a commercial and solution-driven mindset with a sound risk and controls attitude.
- Develop close working relationships with senior stakeholders within the Commercial & Investment Bank.
- Understand and apply J.P. Morgan’s Risk management policies in interactions with stakeholders, including Regulators and Auditors.
Required qualifications, capabilities, and skills
- Sound credit skills and judgment, with a proactive and flexible approach to coordinating and leading credit processes.
- Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders.
- Working knowledge of transaction structures, documentation, and banking products sufficient to lead the execution of new deals and portfolio workstreams.
- Experience in Sponsor deal financings or expertise in relevant industrial sectors is beneficial but not essential.
- Ability to be a self-starter while working effectively in a team environment.
- Significant experience in a comparable environment.
Preferred qualifications, capabilities, and skills
- Previous experience leading loan documentation negotiations and core corporate derivative documentation is recommended (Investment Grade, Leverage Finance, Sponsor LBO).
Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President employer: Jpmorgan Chase & Co.
Contact Detail:
Jpmorgan Chase & Co. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join relevant groups on LinkedIn, and don’t be shy about reaching out to folks who work at companies you’re interested in. Building relationships can open doors that applications alone can’t.
✨Ace the Informational Interview
Set up informal chats with professionals in your desired field. These conversations can give you insider knowledge about the company culture and the role itself. Plus, it shows your genuine interest and can lead to referrals down the line!
✨Showcase Your Skills
When you get the chance to meet potential employers, make sure to highlight your relevant skills and experiences. Use specific examples from your past roles that demonstrate your ability to negotiate, analyse credit risk, and manage portfolios effectively.
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re proactive and really keen on joining our team.
We think you need these skills to ace Wholesale Credit Risk EMEA – Consumer, Healthcare, Retail – Vice President
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Wholesale Credit Risk role. Highlight your experience in negotiating transaction approvals and leading credit analysis, as these are key aspects of the job. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the Consumer, Healthcare, and Retail sectors. Share specific examples of your past experiences that demonstrate your ability to balance commercial mindset with risk management.
Showcase Your Team Spirit: We value collaboration, so don’t forget to mention your experience in coaching and training others. Talk about how you've fostered team knowledge in previous roles, as this will resonate well with us and our commitment to personal development.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us that you’re proactive and genuinely interested in joining our team!
How to prepare for a job interview at Jpmorgan Chase & Co.
✨Know Your Products Inside Out
Make sure you have a solid understanding of the various products you'll be dealing with, like secured and unsecured loans, derivatives, and treasury products. Brush up on recent trends in the Consumer, Healthcare, and Retail sectors to show that you're not just familiar with the basics but also aware of current market dynamics.
✨Demonstrate Your Credit Analysis Skills
Be prepared to discuss your approach to credit analysis and due diligence. Think of specific examples where you've assessed creditworthiness and made recommendations. This will help you showcase your sound judgment and proactive approach, which are crucial for this role.
✨Build Rapport with Stakeholders
Since you'll be working closely with senior stakeholders, practice how to establish credibility and trust. Share experiences where you've successfully negotiated or collaborated with others, highlighting your interpersonal skills and ability to balance commercial interests with risk management.
✨Show Your Commitment to Team Development
This role involves coaching and training Analysts and Associates, so be ready to talk about your experience in mentoring others. Discuss how you've fostered team knowledge in the past and your approach to personal development, as this will demonstrate your leadership potential.
